With a visionary outlook, VIB has crafted a remarkable journey, reaching the milestone of 1 million cards by August 2025. This achievement marks a tenfold growth in just seven years, securing VIB’s position in the top 3 nationwide for card spending. VIB stands as one of Vietnam’s three banks boasting a comprehensive credit card ecosystem, strategically partnering with the three global payment giants: Visa, Mastercard, and American Express. The synergy between VIB’s technological prowess, deep understanding of the Vietnamese market, and the international network and reputation of its partners has birthed groundbreaking card lines and innovative user experiences, true to the spirit of “Leading the Card Trend.”
Exceptional Growth in Partnership with Mastercard
As a leader in card spending, VIB has earned high praise from Mastercard for its remarkable growth. This collaboration focuses on delivering premium experiences and maximum security for users.
VIB offers a diverse Mastercard card ecosystem, catering to specialized spending needs. VIB Online Plus 2in1 is Southeast Asia’s first card integrating credit and debit functions. VIB Premier Boundless and VIB Travel Élite focus on travel perks like airport lounges, hotel/flight discounts, low foreign transaction fees, and exclusive international privileges. VIB Cash Back offers up to 10% cashback on shopping, dining, and travel. VIB Rewards Unlimited provides unlimited points for rewards or direct cashback. VIB Financial Free waives annual fees and cash withdrawal charges, ideal for cost-conscious users.
By continuously refreshing customer experiences with unique and creative card lines, VIB has earned multiple accolades from Mastercard, including nine awards for innovation, growth, and card spending in 2022, and the title of leading Mastercard card spender in Vietnam in 2024.
Sharad Jain, Country Manager of Mastercard in Vietnam, Cambodia, and Laos, remarked: “VIB’s milestone of one million credit cards is a remarkable achievement, showcasing the bank’s commitment to innovation and meeting diverse customer needs. Mastercard looks forward to continuing this partnership and supporting Vietnam’s journey toward a cashless future.”
Visa – A Partner in Innovation
The partnership between VIB and Visa exemplifies a shared commitment to innovation. Together, they’ve launched unique card lines and practical financial solutions.
In 2021, the VIB Family Link card debuted as the first family-bonding credit card, offering 16x points and unlimited rewards for family-related spending, along with investment and savings features for children’s futures.
VIB Ivy Card is tailored for Gen Z, offering cashback and points for daily spending, helping young users manage finances effortlessly.
In 2025, VIB introduced the VIB Business Card for enterprises, featuring a 58-day interest-free period and the PayFlex solution on Visa’s Flex Credential platform, offering flexible payment experiences.
For its innovative use of AI, VIB received Visa’s Personalized Card Experience Breakthrough Award, recognizing its pioneering application of generative AI in enhancing user experiences.
Đặng Tuyết Dung, Visa’s Director for Vietnam and Laos, stated: “We’re proud to partner with VIB in its innovation journey. From Family Link to Gen Z cards, business cards, and PayFlex, VIB’s creativity and speed are unparalleled. These successes not only promote cashless payments but also elevate Vietnamese customer experiences to international standards.”
In 2023, VIB and American Express launched the Super Card, allowing users to customize features, marking the first revolutionary product by a Vietnamese bank with American Express, emphasizing personalization.
Tường Nguyễn, Deputy CEO of VIB, shared: “We view the 1 million card milestone as the start of a new journey. VIB will continue investing in technology, personalization, and rewards to enhance user experiences. With customer trust and international support, we’re committed to delivering innovative financial solutions, contributing to a modern cashless society in Vietnam.”
Discover VIB’s card lines and their exceptional benefits here.
VIB at 29: Pioneering Innovation, Elevating Financial Experiences for Millions of Vietnamese Customers
On September 18, 2025, Vietnam International Commercial Joint Stock Bank (HOSE: VIB) celebrates its 29th anniversary—a nearly three-decade journey fueled by the ambition to craft intelligent financial solutions through deep customer understanding, elevating the financial experience for Vietnamese users.
iDepo VIB – Elevate Your Savings with Attractive Interest Rates and Flexible, Secure Digital Transfers
The iDepo from VIB International Bank is an innovative short-term savings solution, offering a competitive interest rate of up to 6.2% annually. What sets iDepo apart is its unique feature that allows you to withdraw your money early while still retaining the interest earned. This smart savings account ensures you have access to your funds whenever you need them, without sacrificing the benefits of a fixed-term deposit.
“VIB Reaches 1 Million Credit Cards Milestone: Cementing its Leadership Position”
Crossing the 1-million credit card issuance milestone, the International Commercial Joint Stock Bank, more commonly known as VIB, has not only set a new record for itself but has also firmly established its leading position in the market.
The VN-Index: An Astonishing Last-Minute Turnaround
Despite a sea of red with nearly 260 stocks in the negative, the VN-Index defied the odds and staged a remarkable comeback on Tuesday (August 20), surging over 10 points led by a resilient banking sector.
Back to School, Big-Time Savings: VIB Credit Card Offers on Tuition, Tech, and E-Scooters
September marks the start of a new academic year, and VIB is proud to support parents and students with an exceptional credit card offering. With our back-to-school promotion, you can enjoy 0% interest installment plans and up to 10% cashback. This smart spending solution empowers families to optimize their education expenses, turning every purchase into a solid foundation for a brighter future.
