Bank

SeABank Unveils Sustainability Report, Reinforcing Commitment to Long-Term Value Creation

SeABank (HOSE: SSB) proudly introduces its inaugural standalone Sustainability Report, marking a significant milestone in its journey towards long-term value creation. With a strong focus on Environmental, Social, and Governance (ESG) criteria, the bank’s commitment to sustainability is demonstrated through tangible, transparent, and measurable actions.

Administrator

1 October, 2025

Independent Release of the Sustainable Development Report

SeABank’s Sustainable Development Report is prepared in compliance with Circular 96/2020/TT-BTC dated November 16, 2020, which guides information disclosure on the stock market. It also references international standards such as the Global Reporting Initiative (GRI) guidelines and the United Nations’ 17 Sustainable Development Goals (SDGs). This independently published report is officially available on SeABank’s website.

The 2024 Sustainable Development Report aligns with SeABank’s 2024 message: “Choose your Fighter, Be a Legend!” Amid the dynamic landscape of 2024, this message embodies the spirit of a passionate warrior, ready to seize opportunities and overcome challenges. SeABank’s efforts are not only focused on today’s success but also on creating a legendary legacy for a greener, happier, and more prosperous future.

SeABank independently releases its first Sustainable Development Report.

After years of integrating environmental, social, and governance (ESG) reports into its Annual Report, SeABank’s independent release of the Sustainable Development Report aims to systematically present its sustainability goals, results, and plans. This step enhances transparency and ensures stakeholder interests, aligning with the bank’s vision of responsible banking.

At SeABank, sustainability is not an option but a core mission guiding all operations. “The bank is committed to building an inclusive and sustainable financial ecosystem, delivering tangible value to stakeholders, and contributing to future prosperity,” stated Mr. Lê Văn Tần, Chairman of SeABank’s Board of Directors, in his message within the report.

ESG-Focused Sustainability Commitment

Throughout its 30-year journey, SeABank has consistently pursued sustainable growth linked to community prosperity and environmental preservation. Its sustainability goals are strategically integrated into all business and operational activities, centered around the three ESG pillars, as transparently outlined in the 2024 Sustainable Development Report.

Recognizing governance as the foundation for comprehensive sustainability, SeABank continuously enhances its bank governance, risk management, and operational models in line with Vietnamese standards and international best practices. As a result, Moody’s has consistently maintained SeABank’s Ba3 rating with a Stable outlook. As of the report’s publication, SeABank has successfully mobilized nearly 1 billion USD (including trade finance) from reputable international partners such as DFC, IFC, AIIB, and Norfund. These funds support small and medium-sized enterprises, green lending, and climate change mitigation.

A robust governance framework and international investment enable SeABank to drive green and sustainable growth, focusing on climate finance and financial inclusion. The report highlights SeABank’s goals and plans to “green” its portfolio, directing capital toward environmentally friendly sectors while reducing “brown” assets through its Environmental and Social Risk Management System (ESMS). In 2024, SeABank issued Vietnam’s first blue bond and the first green bond by a private commercial bank, totaling 150 million USD, to fund sustainable projects.

Sustainability goals are strategically and concretely implemented.

Placing people at the heart of its development, SeABank offers tailored financial products and services to nearly 4 million individual and corporate customers. The bank prioritizes support for women, small businesses, SMEs, and women-led enterprises, promoting inclusive finance and equal growth opportunities.

SeABank fosters a professional and humane work environment where employees are respected, empowered, and encouraged to reach their full potential. Staff members benefit from comprehensive training programs, competitive compensation, and welfare policies, including SeACare health insurance, SeAStaff Privilege employee loans, and SeAESOP employee stock options. The bank also strengthens organizational culture through appreciation and engagement programs for employees and their families.

SeABank’s culture of compassion extends beyond its workforce to the community through impactful social initiatives, as detailed in the 2024 Sustainable Development Report. These efforts are primarily channeled through four internal charity funds totaling nearly 24 billion VND, addressing multiple UN SDGs such as poverty eradication, health, quality education, and more.

Aligned with its ESG-focused sustainability strategy, SeABank will continue to strengthen its governance, technology, customer service, human resources, and organizational culture. This ensures sustainable business operations that harmonize with community interests and environmental preservation.

Minh Tài

– 14:06 30/09/2025