This is the ultimate solution for those seeking a smart savings strategy in today’s fast-paced world. Whether you’re an office worker with your first savings, a retiree looking to grow your pension, or an entrepreneur with idle capital awaiting deployment, iDepo is tailored for you.
A Safe Haven for Your First Savings to Grow
For young professionals, saving the first substantial amount is a milestone. Take the story of My Quyen, a 27-year-old office worker in Ho Chi Minh City. After years of hard work, she saved 100 million VND. While proud, she faced a dilemma: where to keep it safe and growing. Traditional savings offered security but penalized early withdrawals. Stocks and real estate were too volatile for her comfort. This dilemma resonates with many young savers today—seeking growth without risking it all.
Enter iDepo, the perfect fit. It offers tiered interest rates: up to 6.2% annually for Premier VIB clients, 6.1% for Priority VIB, and 6% for regular clients, all with a 36-month term and semi-annual interest payouts. As a regular client, Quyen’s 100 million VND earns 5.4% annually. After six months, she receives nearly 2.7 million VND in interest. Over 36 months, she’ll earn up to 16 million VND. Planning to pursue a master’s degree in a year, she can transfer her iDepo on the secondary market, still pocketing 5.4 million VND in interest—a win-win for her financial journey.
All transactions are seamlessly managed via the MyVIB app, making it effortless to open, monitor, or transfer iDepo funds when needed.
Smart Capital Rotation for Entrepreneurs
For entrepreneurs, iDepo isn’t just a savings tool—it’s a strategic asset. Imagine a small business owner with 1-5 billion VND awaiting deployment. Letting it sit idle is wasteful, yet risky investments are unwise. Traditional long-term deposits risk locking up capital, but iDepo offers flexibility. Entrepreneurs can earn competitive interest while retaining control. Need funds? Sell or transfer your iDepo instantly via MyVIB, no 36-month wait. Accumulated interest is preserved, ensuring peace of mind for your capital decisions.
iDepo’s unique features surpass traditional deposits, embodying the smart investor’s mantra: money should never sleep unproductively.
iDepo – Redefining Smart Savings
iDepo anchors VIB’s SmartDepo suite, which includes Hi-Depo, i-1Depo, and iDepo, catering to weekly, monthly, and semi-annual savings needs. Together, they form a multi-tiered ecosystem for diverse customer requirements.
In today’s volatile economy, savers seek not just returns but security and flexibility. iDepo delivers with superior interest rates, interest preservation on early withdrawals, and seamless transfers via MyVIB. It’s the new standard for smart savings, trusted by both novice savers and seasoned entrepreneurs.
With iDepo, your money is secure, grows sustainably, and remains ready for unexpected needs. Whether starting small or managing large capital, iDepo VIB proves that saving can be liberating, modern, and inspiring.
Discover iDepo here.
Vietnam’s Youngest Centrally Governed City Sets New Growth Record, Exports Hit Billion-Dollar Milestone in Less Than a Year
Over the first nine months, the GRDP is estimated to surge by 9.7% to 10.2%, marking the highest growth rate in several years.
Urgent Completion of Proposals for the Restructuring of State-Owned Enterprises and Public Service Units
The Politburo and the Secretariat have mandated the Government Party Committee to oversee and direct ministries, ministerial-level agencies, and government bodies in expeditiously finalizing proposals for the reorganization of public service units, state-owned enterprises, and internal structures within enterprises under their respective jurisdictions. These proposals must align with the current circumstances and be completed by October 2025.
Land Management Agency Proposes Solutions to Streamline Land Procedures for Confused Property Owners
After nearly a month of deploying 34 officials to support local land management, significant challenges have emerged. The latest report reveals that many communes and wards are still struggling with administrative procedures, incompatible software, and staffing shortages. Mr. Đào Trung Chính, Director of the Land Management Department, has proposed a series of recommendations to address these bottlenecks.
iDepo VIB – Elevate Your Savings with Attractive Interest Rates and Flexible, Secure Digital Transfers
The iDepo from VIB International Bank is an innovative short-term savings solution, offering a competitive interest rate of up to 6.2% annually. What sets iDepo apart is its unique feature that allows you to withdraw your money early while still retaining the interest earned. This smart savings account ensures you have access to your funds whenever you need them, without sacrificing the benefits of a fixed-term deposit.
The Ultimate Urban Sanctuary: Discover the 20% Down Payment Dream
The Emerald 68 is proud to present an unprecedented opportunity in the heart of Ho Chi Minh City’s northeast: a luxury apartment project with a unique payment structure. With a mere 20% down payment, investors can secure their future profits and receive their pink book upon completion. This bold move by the developer is not just a legal commitment but a gateway to abundant gains for the discerning investor.
