Home Prices Skyrocket Beyond Income Reach: A Daunting Challenge for the Younger Generation
According to data compiled by SHS, Vietnam’s house price-to-income ratio is among the most staggering globally. By mid-2025, this ratio has soared to 27.3, meaning the average home price is over 27 times the median household income. Factoring in living expenses, SHS estimates it would take a household nearly 80 years of saving to afford a typical home. This poses an immense challenge, particularly for young professionals striving to establish their careers.
 Prospective buyers show keen interest in Chill Home – ArtStella apartments
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In economic hubs like Ho Chi Minh City, this pressure is even more pronounced. With over 14 million residents, 70.7% of whom are of working age, the demand for housing is immense. Yet, affordable options are increasingly scarce.
The market has witnessed relentless price hikes over the years. Average primary home prices now exceed 55 million VND/m², doubling since 2020. In some eastern districts, prices surpass 80 million VND/m².
In the first eight months of 2025, HCMC apartment prices rose 6-8% year-on-year. Notably, prices in satellite cities like Binh Duong, Dong Nai, and Ba Ria-Vung Tau also climbed 5-7%. This has virtually eliminated the once-popular 40 million VND/m² segment in HCMC’s eastern districts, making homeownership an increasingly distant dream for young families.
A Rare Opportunity with Chill Home – ArtStella
With soaring prices, many young families resort to renting, though this is no cheaper in HCMC’s eastern areas, especially near key infrastructure or transport hubs. Apartments along metro line 1, for instance, rent for 9-17 million VND/month—a significant long-term expense without asset accumulation.
 Chill Home – ArtStella offers metro-adjacent homeownership with payments starting at just 9.9 million VND/month
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Enter Chill Home – ArtStella, a rare chance for young professionals to own a home in HCMC. Many buyers realize that their monthly rent could instead secure a home here.
Chill Home – ArtStella features flexible payment plans, requiring no bank loans. Buyers pay just 9.9 million VND monthly for a fully equipped apartment with premium finishes: An Cuong wooden kitchens, Innoci sanitary ware, source water filtration, Samsung/Hafele smart locks, and Panasonic/Schneider electrical systems, plus Krono/Daoo flooring.
 Developed by ATTLand, An Phong Group, and BIDV, the project boasts full legal compliance and superior quality
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Alternatively, buyers can pay 21% upfront, with BIDV financing up to 70% of the remaining cost. For the first 24 months, the developer covers 100% interest, easing initial financial strain.
Chill Home – ArtStella is ideal for young families and professionals seeking their first home without heavy financial burden. It’s also a prime mid-term investment, as HCMC’s eastern districts are poised for price growth with new infrastructure and metro extensions by 2027-2028.
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Strategic Sales Partners for ArtStella Pitaland – 0918800456 Zland – 0902911100 TQ Solution – 0974935242 Uni Group – 0907011680 AREA – 0583683968 |
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– 04:58 03/10/2025
