SHB Seeks Shareholder Approval via Written Consent for 2025 Capital Increase Plan

SHB’s capital increase solidifies its market position, enhances financial stability, and boosts competitiveness. This strategic move enables the bank to expand its operations and business activities as part of a comprehensive transformation strategy. By doing so, SHB continues to support individuals and businesses in meeting the growing capital demands of the economy, contributing to the government’s overall growth objectives.

With a robust capital base, SHB can invest heavily in technology to enhance customer experience and optimize credit and business operations. This step underscores SHB’s commitment to supporting economic development and creating sustainable value for shareholders.

Previously, SHB successfully issued 528.5 million shares as a 13% dividend for 2024, increasing its charter capital to VND 45,942 billion. This achievement reinforces SHB’s position among the top 5 largest private commercial banks in the system, fulfilling the plan approved by the shareholders’ meeting.

The bank also completed the first cash dividend payment for 2024 at a rate of 5%. The total dividend payout for 2024 reached 18%. Over the years, SHB has consistently distributed dividends at a rate of 10-18%, both in cash and shares, continuously strengthening its capital base to support business growth. SHB plans to maintain an 18% dividend rate in 2025.

Sustainable Growth

As of June 30, 2025, SHB reported total assets of nearly VND 826 trillion, with outstanding loans reaching VND 594.5 trillion (a 14.4% increase since the beginning of the year). Asset quality has significantly improved, with a CAR above 11% and LDR within regulatory limits.

SHB also achieved the lowest operating expense-to-total income ratio (CIR) in the industry at 16.4%. The bank leads in labor productivity, with pre-tax profit per employee reaching VND 1.3 billion.

Beyond financial performance, SHB has consistently ranked among Vietnam’s top 10 most profitable private enterprises (Vietnam Report) and the top 50 most efficient companies. It is also one of the largest tax contributors in Vietnam.

For 2025, SHB aims for a pre-tax profit of VND 14,500 billion (a 25% increase), total assets of VND 832 trillion, and targets VND 1,000 trillion by 2026.

In the international financial market, SHB is recognized as a preferred partner by global institutions like the World Bank, JICA, ADB, and KFW for key national projects and trade finance programs. The bank continues to collaborate with strategic partners, including major state and private corporations, to develop a comprehensive ecosystem and supply chain for SMEs and individual customers, solidifying its brand reputation.