ACB Counter Deposit Rates for October 2025
According to an early October survey, Asia Commercial Bank (ACB) continues to offer counter deposit interest rates for customers, with end-of-term interest ranging from 0.5% to 4.5% per annum.
Specifically, ACB lists a 0.5% per annum rate for deposits of 1-3 weeks; 1-month term deposits earn 2.3% per annum; 2-month term deposits earn 2.5% per annum; 3-month term deposits earn 2.7% per annum; 4-month term deposits earn 2.9% per annum; 5-month term deposits earn 3.1% per annum; 6-month term deposits earn 3.5% per annum; 9-month term deposits earn 3.7% per annum; and 12-month term deposits earn 4.4% per annum.
ACB applies a 4.5% per annum deposit rate for longer terms from 13 to 36 months. Notably, for 13-month term deposits of 200 billion VND or more, customers receive a preferential rate of 6.0% per annum.
ACB Counter Deposit Rates for October 2025
Source: ACB
In addition to end-of-term interest, ACB offers flexible interest payment options: Quarterly Interest: Rates range from 4.30% to 4.4% per annum; Monthly Interest: Rates range from 2.45% to 4.35% per annum (13-month term deposits of 200 billion VND or more receive a preferential rate of 5.9% per annum); Advance Interest: Rates range from 2.25% to 4.2% per annum.
Furthermore, ACB offers the Phuc An Loc and Future Accumulation savings packages, with interest rates of up to 4.7% per annum.
ACB Online Deposit Rates for October 2025
For online deposits via the bank’s app, ACB’s interest rates range from 0.5% to 5.1% per annum for end-of-term interest.
Specifically, ACB applies a 0.5% per annum rate for 1-3 week deposits. Other terms have tiered interest rates based on deposit amounts:
Deposits under 200 million VND: 1-month term deposits earn 3.1% per annum; 2-month term deposits earn 3.2% per annum; 3-month term deposits earn 3.5% per annum; 6-month term deposits earn 4.2% per annum; 9-month term deposits earn 4.3% per annum; 12-month term deposits earn 4.9% per annum.
Deposits from 200 million VND to under 1 billion VND: 1-month term deposits earn 3.2% per annum; 2-month term deposits earn 3.3% per annum; 3-month term deposits earn 3.6% per annum; 6-month term deposits earn 4.3% per annum; 9-month term deposits earn 4.4% per annum; 12-month term deposits earn 5.0% per annum.
Deposits from 1 billion VND to under 5 billion VND: 1-month term deposits earn 3.25% per annum; 2-month term deposits earn 3.35% per annum; 3-month term deposits earn 3.65% per annum; 6-month term deposits earn 4.35% per annum; 9-month term deposits earn 4.45% per annum; 12-month term deposits earn 5.05% per annum.
Deposits of 5 billion VND or more: 1-month term deposits earn 3.3% per annum; 2-month term deposits earn 3.4% per annum; 3-month term deposits earn 3.7% per annum; 6-month term deposits earn 4.4% per annum; 9-month term deposits earn 4.5% per annum; 12-month term deposits earn 5.1% per annum.
Thus, 12-month online deposits currently offer the highest interest rates at ACB, ranging from 4.9% to 5.1% per annum, depending on the deposit amount.
ACB Online Deposit Rates for September 2025
Source: ACB
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