With overwhelming community support through tens of thousands of votes and impartial expert evaluations, Vikki Digital Bank has officially surpassed numerous formidable competitors to claim two prestigious awards: “Innovative Digital Bank” and “Outstanding Credit Card Initiative for Vietnamese Consumers.” These accolades underscore Vikki’s relentless efforts to engage the young Gen Z demographic.
A representative from Vikki Digital Bank shared at the ceremony: “The active participation of Vietnamese users in voting for Vikki’s digital financial products reflects the comprehensive digital financial ecosystem we are building, integrating a wide range of services.”
Vikki is committed to spreading financial literacy, supporting communities—especially those with limited banking access—and contributing to a fair and convenient digital future for all. This positions Vikki as a leader in the transformative shift in consumer and personal financial management habits.
Earlier in 2024, Vikki Digital Bank was also honored by the Better Choice Awards in the “Most Dynamic and Creative Bank of the Year” category for its exceptional use of artificial intelligence (AI) and machine learning to personalize user experiences.
Vikki’s Transformation from Traditional to Innovative Digital Banking
Transitioning from a traditional bank, Vikki implemented a structured digital transformation roadmap. In just over seven months, the bank launched several new services via its Vikki app, including cross-border QR code payments, online foreign currency purchases, quick savings, simplified consumer loans, and Vietjet flight bookings.
Vikki’s digital products, such as 24/7 online savings, cross-border QR payments, and express consumer loans, have driven deposit growth into the billions. Additionally, Vikki employs multi-layered security technology (Smart OTP + biometrics) to ensure safe and secure transactions for customers.
Vikki Digital Bank has outperformed numerous competitors to win two innovation awards.
To date, Vikki Digital Bank has attracted over 1.1 million new customers. The bank has also garnered multiple prestigious domestic and international awards in 2025, including Great Place To Work 2025, Top 10 ASEAN Famous Brands 2025, Top 10 Outstanding ASEAN Enterprises 2025, and Best Destination Marketing Campaign for the “Vikki GO – Đi Metro” initiative.
VikkiGO: Your Essential Financial Companion
Designed specifically for Vietnamese citizens—from dynamic youth and office workers to students and modern families—VikkiGO simplifies all transactions. With a compact card and a smart app, users can effortlessly shop, travel, transfer money, and make online purchases—all at their fingertips.
Say goodbye to carrying cash and waiting in lines. VikkiGO empowers you to embrace a digital lifestyle on your terms.
First, VikkiGO eliminates annual fees, saving you a significant amount. Partnering with hundreds of dining, entertainment, and beauty outlets, VikkiGO offers up to 40% discounts on accommodations, dining, entertainment, and spa services.
VikkiGO is tailored for Vietnamese consumers.
Second, VikkiGO offers flexible installment plans for purchases over 2 million VND, with 0% interest for up to six months and a one-time conversion fee. This feature allows you to own high-value items without immediate financial strain.
Lastly, VikkiGO prioritizes security. The physical card does not display the security code; users must access the Vikki app to view it, preventing unauthorized transactions in case of card loss.
VikkiGO is more than a credit card—it’s a commitment to fostering smart, secure financial habits for a more independent and free lifestyle.
Towards a One-Touch, Limitless Digital Bank
Aspiring to become a leading regional banking platform, Vikki Digital Bank continuously invests in advanced technologies and develops digital financial services. The bank is collaborating with major tech partners to build a cloud-based open banking platform, enabling comprehensive financial services and global customer connectivity.
In the future, Vikki aims to create a holistic digital financial ecosystem with diverse services. By leveraging AI, Big Data, and Blockchain, Vikki is committed to enhancing efficiency, optimizing customer experiences, and delivering seamless, limitless banking solutions.
About Vikki Digital Bank:
Vikki Digital Bank is your bank, your family’s bank, offering limitless banking services: payments, cards, savings, loans, investments, insurance, travel, shopping, and more. Vikki helps you grow and optimize your assets with utmost security and peace of mind.
Vikki Digital Bank – “The Digital Banking Hub: Inspiring Today, Shaping Tomorrow.” Learn more here!
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