On the afternoon of October 10, Deputy Prime Minister Tran Hong Ha chaired a meeting to review the draft Decree amending and supplementing certain provisions of Decree No. 100/2024 and Decree No. 192/2025. These decrees detail the implementation of the Housing Law regarding social housing development and management, as well as pilot mechanisms and policies for social housing under National Assembly Resolution No. 201/2025.
Deputy Prime Minister Tran Hong Ha chairs the meeting. Photo: VGP
According to the Ministry of Construction’s report, a key highlight of the draft Decree is the amendment allowing developers to pay a fee instead of allocating 20% of project land for social housing construction. This change aims to address existing inefficiencies and ensure transparency, fairness, and proper targeting in social housing programs.
Additionally, the revised Decree No. 100/2024 clarifies income eligibility criteria for individuals purchasing or renting social housing.
Eligibility for Social Housing: Households with Monthly Income Below 40 Million VND
The proposed income thresholds are 20 million VND/month for individuals, 40 million VND/month for married couples, and 30 million VND/month for single parents with underage children.
Provincial People’s Committee Chairpersons may adjust these thresholds based on local income levels and living conditions.
Notably, individuals without formal employment contracts can still access social housing with confirmation from local police based on resident data. This proposal aligns more closely with the actual income and living situations of citizens.
The interest rate for social housing loans is set at 5.4% per annum. Any necessary adjustments to this rate must be reported to the Prime Minister for approval.
During the meeting, the Deputy Prime Minister instructed the Ministry of Construction to introduce incentives for multi-generational households and families with three or more children to access social housing.
The Deputy Prime Minister tasked the Ministry of Construction with expediting the finalization of the draft Decree, thoroughly reviewing its content, and preparing the submission dossier for the Prime Minister’s approval. This includes amendments to Decree No. 100/2024 and Decree No. 192/2025, which detail the implementation of the Housing Law and pilot mechanisms for social housing development.
Can Individuals Without Employment Contracts Still Purchase Social Housing?
The Ministry of Construction has proposed amendments to the decree, suggesting that individuals without formal employment contracts should still be eligible for social housing, provided they obtain confirmation from local commune-level police authorities.
Prime Minister Calls on Businesses to Lead the Charge in Developing Affordable Social Housing
Prime Minister calls upon businesses to step forward and take on the vital task of developing affordable housing, emphasizing their responsibility to the people, particularly those with low incomes.
“Expanding Social Housing Access: Advocating for Policies Supporting Families with Three or More Children”
The Deputy Prime Minister emphasized the need to enhance policies facilitating access to social housing for multi-generational families and nuclear families with three or more children.
Elevating the Income Ceiling for Couples Purchasing Social Housing to VND 40 Million/Month
The government has recently issued Decree 261, raising the income ceiling for eligibility to purchase or rent social housing to 20 million VND/month for individuals, 40 million VND/month for married couples, and 30 million VND/month for single parents with children. This new regulation is expected to expand access to social housing for millions of middle-income workers in major urban areas.
Quảng Ninh Launches New Affordable Housing Projects
Quảng Ninh is rapidly expanding its social housing supply with a series of new projects. These initiatives include groundbreaking developments, approved investors, and planned schemes, collectively adding tens of thousands of units to accommodate workers and laborers.
