Surprise #1: Not Just Earnings – But Also Unexpected Rewards
For many, idle money in their accounts is often just a temporary fund waiting to be spent. However, with VIB’s Profit Duo – comprising the Super Interest Account and the global VIB Smart Card – even dormant or spent funds can generate daily returns.
Minh Thiên, a 29-year-old English teacher and a new user of both products in VIB’s Profit Duo, shared: “Right after activating the Super Interest Account feature, I was able to choose a free 6-digit premium account number directly on MyVIB. I set a standard threshold of 5 million VND for spending, and the remaining amount automatically shifted to a profit-generating mechanism with a daily interest rate of up to 4.3% per year. Checking my earnings is as simple as opening the app.”
With just a few taps, users can see their money grow daily, displayed clearly and transparently. For those who have never focused on optimizing their accounts, this simplicity, flexibility, and personalization are truly engaging.
Minh Thiên added: “After successfully activating the VIB Smart Card, I used it to purchase some books online, totaling slightly over 500,000 VND. I was surprised to receive a notification about an annual fee waiver and an additional 250,000 reward points to redeem shopping vouchers, dining vouchers, or cash. The total value of the refund and reward points was nearly 500,000 VND. It turns out that after activating the card, any transaction of 500,000 VND or more qualifies for such VIB perks.”
While the Super Interest Account surprises users by generating returns on idle funds, the VIB Smart Card offers another twist: spent money also comes back to you. With no minimum spending requirement, the VIB Smart Card offers up to 5% cashback on all online transactions – one of the highest rates in the market. Total cashback can reach up to 10.8 million VND per year, with an annual fee of just 22,000 VND per month. But the surprises don’t stop there – the Smart Card also incorporates Gen AI technology, allowing users to design their card’s image with a personal touch, printed directly on the physical card.
“I used the VIB Smart Card with an AI-generated design, and every time I use it, people are impressed. It’s both beautiful and profitable – the perfect financial accessory,” shared Thảo Vy, a 25-year-old content creator.
Continuous Rewards: Profit Duo Users Enter the Profit Universe
With the Profit Duo, most users start with the motivation to optimize idle and spending funds. Many have shared that they previously missed out on earning opportunities due to a lack of effective money management tools or online spending without additional benefits. Now, with VIB’s combo of a profit-generating account and payment card, they not only learn to keep money in the right place but also maximize benefits from card activation, reward points, and participation in the expanded reward program called the Profit Universe.
Designed as an online lucky spin on MyVIB, the Profit Universe allows users to win rewards with just a few taps, with a 100% winning rate. Prizes range from cash, e-vouchers, tech gadgets, Vespa scooters, limited-edition “Say Hi” Brother gift sets, to a chance to win a 500 million VND VIB Smart Card… This series of rewards truly turns every small financial action into a significant opportunity.
“Last Friday, I had three spins on the Profit Universe. Knowing VIB launches big deals every Friday, I gave it a try. To my surprise, I won an Omakase voucher. I never imagined a bank would offer such an upscale reward. Dining at a high-end restaurant and savoring sashimi was truly a wow experience!” shared Vũ Hiền, a 36-year-old online entrepreneur.
In the Profit Universe, VIB also creates a unique connection between financial experiences and modern cultural experiences with SayHi-Points. 1,000 SayHi-Points equals one vote for the Brothers in the Say Hi Arena.
“Since learning that 1,000 SayHi-Points can be used to vote for my favorite Brother, I’ve been earning more spins! I immediately voted for Bùi Trường Linh because of his unique personality. If he wins, VIB will feature him on outdoor billboards, and I’ll definitely go take photos!” shared Hoàng My, a 22-year-old fan of Bùi Trường Linh.
For many users like Thiên, Vy, Hiền, and My, the Profit Duo is more than just a smart financial product – it’s a key to unexpected, uplifting, and modern lifestyle experiences. Every transaction or reward spin becomes a memorable story.
From daily earnings to personalized card designs and winning rewards in the Profit Universe, each step offers a unique value. Without risky investments or changes in spending habits, simply switching to the Profit Duo allows Vietnamese users to embrace smart finance effortlessly and inspiringly. The Profit Duo is a modern financial model where every fund works, every transaction earns, and every user becomes part of a value-creating journey.
Learn more about the Profit Duo: Here
Using the Super Interest Account, users can choose a free 6-digit premium account number directly on the MyVIB app.
From now until December 31, 2025, when activating a new Smart Card and achieving a total first-month spending of 500,000 VND, you’ll receive an annual fee waiver and 250,000 reward points to redeem shopping, dining vouchers, or cash. The total value of refunds and reward points is nearly 500,000 VND.
Additionally, using VIB’s Profit Duo, you not only enjoy dual benefits of up to 9.3% but also enter the Profit Universe, where benefits extend with every transaction. Rewards in the Profit Universe are diverse and attractive, including cash, e-vouchers, tech gifts, online savings accounts, limited-edition “Say Hi” Brother sets, reward points, and a chance to win a 500 million VND Smart Card…
From Profit Duo to Profit Universe: VIB Unveils Unlimited Earning Journey for Users
Unlock the power of the VIB Profit Duo and experience a new dimension of wealth generation. With this exclusive offering from International Bank (VIB), you’ll enjoy a dual advantage of up to 9.3% through the Super High-Yield Account and the global VIB Smart Card. But that’s just the beginning – step into the Profit Universe, where every transaction extends your benefits, and every financial action becomes a profitable journey.
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