This milestone underscores ACB’s long-standing leadership, marking a strategic shift with groundbreaking products like Visa Flex Credential—the first of its kind in Vietnam and Southeast Asia—and the Lotusmiles Pay integrated payment card, Vietnam’s sole white-label airline card.
ACB Continues to Lead with Impressive Transaction Volumes
In terms of sales, ACB solidifies its leadership with four prestigious awards:
– Leadership in Payment Volume 2025 – Top Bank in Total Card Transaction Volume 2025
– Leadership in Cross-Border Payment Volume 2025 – Top Bank in Cross-Border Transaction Volume 2025
– Leadership in Debit Payment Volume 2025 – Top Bank in Debit Card Transaction Volume 2025
– Leadership in Commercial Payment Volume & Outstanding Growth 2025 – Top Bank in Corporate Card Volume and Growth 2025
Maintaining its position in the “Leadership” category highlights ACB’s trusted partnership with customers, ensuring secure and efficient payment journeys. Simultaneously, ACB demonstrates a long-term commitment to delivering a seamless, multi-channel payment experience and operational foundation for its customers.

Mr. Nguyễn Tâm Khoa, Deputy Director of Retail Banking and Director of ACB Payment Center, receives the Top Bank in Total Card Transaction Volume 2025 award
Mr. Nguyễn Tâm Khoa shared, “For ACB, these awards reflect not just specific achievements but our customer-centric development approach. We don’t create products for the masses; instead, we design tailored solutions for each customer segment based on their behavior, needs, and financial context. Across all segments, ACB aims to deliver consistent value and experiences—from cards and savings to payment and investment solutions.”
ACB’s 2025 Innovation Leap: Visa Flex Credential & Lotusmiles Pay

Visa Flex Credential and the Lotusmiles Pay integrated card exemplify ACB’s venture into new territories while adhering to its personalized solution strategy. The Digital Pioneer 2025 and Innovative White-Label Airlines Card Commercial Launch in Vietnam 2025 awards highlight ACB’s innovative vision, leveraging technology to address modern customer emotions and behaviors.
Need for Financial Control: Customers seek flexible spending options. ACB’s Flex Payment feature on the ACB ONE app, the first in Vietnam and Southeast Asia, allows users to choose payment sources by integrating both debit and credit cards.
Maximizing Spending Value: Lotusmiles Pay enables users to upgrade their status even without frequent flights.
Seamless Ecosystem Integration: ACB collaborates with partners to create a unified service network, connecting banking, aviation, and technology for a seamless user experience.
The six 2025 Visa awards recognize not only ACB’s strong performance but also its customer-centric philosophy, efficiency focus, and innovation drive. Through solutions like Flex and Lotusmiles Pay, ACB reinforces its commitment to becoming an experience-driven bank, where technology serves humanity. Every innovation starts with a real need: helping customers manage finances effortlessly, spend smarter, and enjoy greater value.
Swipe your ACB Visa card now to enjoy exclusive offers here or visit the nearest ACB branch/transaction office, or contact our 24/7 Call Center at 028 38 247 247.
ACB Joins ShopeeFood Mega Fest 2025: The Ultimate Extravaganza Featuring Superstar Lineup, Mega Deals, and Electrifying Vibes
On October 18th, Asia Commercial Bank (ACB) will proudly stand as the exclusive banking partner at ShopeeFood Mega Fest – The Ultimate Feast, the most anticipated event of October for the youth. This spectacular celebration promises an irresistible combination of music, idols, culinary delights, and entertainment.
ACB Bank’s Latest Interest Rates October 2025: Highest Returns on 12-Month Online Deposits
In early October 2025, ACB introduced the highest interest rates for individual customers depositing online for terms of 12 months or more.