Every weekend, 31-year-old Lan Anh, a marketing professional in Ho Chi Minh City, enjoys catching up with friends after a busy workweek. While these moments are relaxing, she recently realized that these gatherings take up a significant portion of her monthly budget. “It’s not that I’m overspending, but it all adds up,” she shares. “Sometimes, I hesitate to buy a gift for my mom or order food for friends.”
During a conversation, a friend introduced her to BVBank’s credit cards, a popular choice among young professionals for their diverse perks and fully online application process via the Digimi app. “At first, I thought all credit cards were the same,” Lan Anh admits. “But my friend insisted, ‘Just try it—it’s quick, and there are discounts everywhere.’”
Curious, she downloaded the Digimi app that evening. With a few simple steps—registering, entering basic details, and verifying via OTP—her BVBank credit card application was approved. Since then, her spending has become more effortless. Each swipe not only pays quickly but also unlocks discounts at countless stores, cafes, and online platforms. “It feels like I’m spending smarter—still enjoying life, but without the end-of-month guilt,” she says.
One Card for Every Meaningful Moment
Using her BVBank card, Lan Anh discovered discounts in her everyday activities. On weekends, she visits Trung Nguyên Legend with her family, where her husband enjoys bold coffee and her son plays in the kids’ area. “Paying with BVBank gives us a 30% discount. It’s not much, but it lets me save and buy extra treats for my parents. Small gestures, but they bring joy,” she notes.
Shopping at AEONESHOP or Nitori, she continues to enjoy direct discounts on every bill. “I never paid attention to promotions before, but now I see how this little card saves me hundreds of thousands each month.”
Even food delivery and online services offer BVBank perks. During a friend’s gathering, Lan Anh ordered via ShopeeFood and saved 30,000 VND on a 200,000 VND bill. “Combining app discounts with BVBank offers—it’s a small win, but it feels strategic,” she smiles.
With a vast partner network, BVBank cardholders enjoy discounts at hundreds of brands in dining, shopping, entertainment, travel, and online services—from PNJ and ShopeeFood to Trung Nguyên Legend. The card simplifies spending while adding value to every transaction.
Quick Approval, Light Spending, Full of Love
Beyond discounts, BVBank simplifies credit card applications via the Digimi app. Registration is fully online, requiring no paperwork or branch visits. Lan Anh applied during her lunch break. “I opened Digimi, entered my details, and verified via OTP. By evening, I was approved—faster than I expected.”
Lan Anh’s story isn’t unique. Lê Ngọc Hân, 28, a graphic designer, shares a similar experience. “I wanted to buy a 20/10 gift for my mom but worried about overspending. BVBank’s 500,000 VND discount at PNJ helped me choose a silver bracelet. The cashback notification made my day,” she says.
BVBank also offers flexible installment plans and up to 500,000 VND in conversion fees for transactions over 5 million VND. Available from 18/9/2025 to 17/1/2026 for Visa, JCB, and Napas cards, users can choose 3, 6, 9, or 12-month terms to manage budgets while enjoying gifting.
For busy young professionals, BVBank is a trusted financial partner. From applications to payments and installments, everything is managed via Digimi. Whether dining with family, gifting loved ones, or weekend outings, every expense feels lighter—saving money while cherishing moments.
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