Cross-Border Payments with Just a QR Code
NCB is among the first banks in Vietnam to partner with the National Payment Corporation of Vietnam (NAPAS) to implement this innovative solution. With this feature, customers from countries within NAPAS’s VietQRGlobal international payment network can use their local banking apps or payment platforms to scan NCB’s QR codes in Vietnam when shopping, dining, or using services. Transactions are automatically converted at the current exchange rate.
 NCB pioneers cross-border QR code payment solutions
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The entire payment process is completed within the customer’s international banking app, with the system automatically processing transactions, converting currencies, and recording payments in real time. This solution offers a fast, transparent, and secure payment experience, while enabling Vietnamese merchants to seamlessly serve international tourists and boost spending from global visitors.
Currently, international customers from Thailand, Laos, Cambodia, and soon China, South Korea, and Singapore, can scan QR codes to pay for goods and services at NCB’s partner merchant locations. Moving forward, the bank will collaborate with NAPAS and other partners to expand payment connectivity to more countries, aiming for a global payment network. Simultaneously, NCB is finalizing integrations to allow Vietnamese customers using the NCB iziMobile app to make direct payments at millions of QR-enabled locations abroad.
The rollout of QR code payments for international customers in Vietnam not only enhances convenience for tourists but also empowers local businesses and merchants to expand their global customer reach. This solution drives cross-border commerce, tourism, and consumption, creating new opportunities for collaboration and growth among Vietnamese enterprises.
International customers can now scan QR codes to pay for goods and services at NCB’s partner merchant locations
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Leading the Global Digital Payment Trend
In recent years, Vietnam’s payment infrastructure has seen significant growth, paving the way for the surge in digital payment methods. The latest data from the State Bank of Vietnam reveals that in the first seven months of 2025, QR code transactions increased by 66.7% in volume and 159.6% in value year-over-year. Additionally, 87% of adults now have bank accounts, and many financial institutions report that over 90% of transactions are conducted digitally—a clear indication of shifting consumer payment behaviors.
NCB’s expansion of cross-border QR code payments marks a new milestone in its digital banking journey, enabling international customers to effortlessly pay at domestic merchants while offering Vietnamese users a modern payment experience aligned with global consumer trends. This initiative underscores NCB’s vision to create a comprehensive “pocket bank,” where all financial needs—from transactions and savings to investments and cross-border payments—are seamlessly integrated into a single, user-friendly platform.
NCB continually enhances its service ecosystem, delivering a seamless experience for customers in modern life
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Previously, NCB iziMobile introduced standout features such as: online account opening via the VNeID electronic identification system; instant credit card issuance within 3 minutes without paperwork, with cards available at kiosks; attractive online savings rates; in-app flight and Sun World amusement park ticket bookings; and complimentary priority access at Sun World Ba Na Hills and Sun World Ba Den Mountain. NCB also launched the free iziBox payment solution, enabling merchants to receive transaction success notifications via in-store speakers, helping small businesses efficiently manage cash flow, minimize errors, and reduce operational costs.
With its continually evolving service ecosystem, NCB not only meets the diverse needs of its customers but also delivers a holistic experience tailored to modern life. The bank solidifies its position as a technology innovation leader, redefining banking experiences and offering users flexible, intelligent, and personalized financial services.
For more details on NCB’s products and services, customers can contact any NCB branch or transaction office nationwide or call Hotline (028) 38 216 216 – 1800 6166.
– 13:22 17/10/2025
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