Recently, within the framework of the Visa Vietnam Client Forum 2025—a special event commemorating 30 years of Visa’s operations in Vietnam, held in Phu Quoc—SHB was honored to receive the “Payment Volume Growth 2025” award from the international card organization Visa. This prestigious recognition highlights SHB as the bank with the most impressive transaction growth in 2025.
This achievement underscores SHB’s significant strides and sustainable growth in promoting credit card transactions, contributing to the widespread adoption of cashless payments within the community.
 SHB representatives accepting the “Credit Card Growth Star 2025” award
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As of September 30, 2025, SHB Visa credit card transactions accounted for 33% of the bank’s total credit card spending, marking a 40% increase compared to the same period in 2024. This remarkable figure reflects the success of SHB’s card product development strategy.
To achieve this, SHB focused on redesigning superior card benefits tailored to specific customer segments. The bank expanded its ecosystem of payment partners, enhanced user experiences across the entire card lifecycle—from issuance to spending—and launched a series of high-value promotions. Notable initiatives include access to the SHB First Lounge at Noi Bai Airport, privileges at 23 domestic lounges, and exclusive offers in travel, dining, and leisure.
A SHB representative shared: “This award is a great honor and a driving force for SHB to continue innovating and developing modern card products that deliver tangible value to our customers. We remain committed to supporting the State Bank of Vietnam’s vision of promoting cashless payments, ensuring secure and convenient transactions for both domestic and international spending.”
SHB credit cards offer a wide range of benefits to customers
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Beyond SHB Visa cards, the SHB credit card family caters to diverse spending needs and lifestyles across generations. The SHB Mastercard World targets premium customers with global golf, dining, and lounge privileges; SHB MC Cashback provides exceptional cashback on supermarket, education, insurance, healthcare, and fashion spending; and SHB Truly Free offers young customers fee-free flexibility.
Additional perks include weekly Shopee discounts, Grab and GrabFood benefits, foreign currency spending rewards, cashback on double-digit dates, and installment payment promotions. SHB’s innovative approach, rooted in deep customer insights, has fostered a diverse and modern payment ecosystem. Users enjoy features like instant card issuance, Apple Pay/Samsung Pay integration, and smart utilities accessible via the SHB SAHA digital banking app.
All SHB credit cards are built on EMV Contactless chip technology with 3D Secure authentication, ensuring maximum transaction security. Customers can manage their cards 24/7 through the app, enabling functions like card locking, online/international payment toggles, and spending controls for enhanced account protection.
With a vision for cutting-edge technology and a commitment to elevating user experiences, SHB solidifies its position as a leader in secure, convenient, and sustainable digital payments.
SHB aims to become a top-tier bank in efficiency, the most beloved digital bank, and a leading retail bank. It also strives to be a premier provider of capital and financial services to strategic private and state-owned enterprises, fostering green development and ecosystem growth. By 2035, SHB envisions itself as a modern retail bank, a green bank, and a top digital bank in the region.
– 13:17 29/10/2025
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