As of September 30, 2025, HDBank’s total assets reached VND 782 trillion, marking a 12% increase since the beginning of the year. Credit growth surged by 23%, primarily focused on priority sectors and essential business activities. The non-performing loan ratio stood at 1.97% individually, while the Basel II Capital Adequacy Ratio (CAR) reached 15%, among the highest in the market.
A standout achievement is the non-interest income of VND 5.366 trillion, up 179%, driven by a robust digital transformation strategy and diversified revenue streams. Digital transactions grew by 47%, accounting for 94% of total transactions, reducing the Cost-to-Income Ratio (CIR) to 25.7%—one of the lowest in the industry. HDBank now serves over 20 million customers, solidifying its position as a modern, customer-friendly, and sustainably growing bank.
Subsidiary units also reported strong results:
– HD SAISON achieved a profit of VND 1.1 trillion, with an ROE of 24.4%, maintaining its leadership in consumer finance.
– HD Securities recorded a profit of VND 614 billion, up 30%, securing the top ROE in the industry.
– Vikki Bank turned profitable after 7 months of transformation, attracting over 1.3 million new customers and launching Vikki Café—a next-generation branch offering unique and exceptional customer experiences.
Notably, HDBank is seeking shareholder approval for a 30% dividend and bonus share distribution plan for 2025 (25% in stock dividends and 5% in bonus shares), continuing its consistent high payout policy.
Under Decree 69 amendments, foreign ownership at HDBank has increased to 49%, expanding opportunities to attract foreign capital and enhance stock liquidity.
During General Secretary To Lam’s official visit to the United Kingdom, the London Stock Exchange (LSE) discussed a Memorandum of Understanding (MOU) to support HDBank in exploring international listing and fundraising opportunities. This initiative aims to promote HDBank, its subsidiaries, and clients globally through the London capital market.
HDBank leadership visiting the London Stock Exchange
|
With exceptional profitability, attractive dividend policies, and a clear digital and international integration strategy, HDBank is poised to sustain double-digit growth, reinforcing its position among Vietnam’s most profitable banks.
– 18:35 30/10/2025
FTSE CEO: Vietnam Poised for Deeper Integration into Global Capital Markets
The forum titled “Emerging Vietnam: Beyond the Upgrade,” hosted by SSI Securities on October 30th, offered profound insights into the prospects of Vietnam’s economy and stock market following its elevation to emerging market status.
Upcoming Dividend Payment: Thien Long Group to Issue Nearly 8.8 Million Shares for 2024 Dividends
Heavenly Dragon Group plans to issue nearly 8.8 million dividend shares for 2024, with a rights ratio of 10:1, scheduled for execution in Q4/2025.
What’s Happening to Hoang Anh Gia Lai’s Stock Under Bầu Đức’s Leadership?
Liquidity surged with nearly 25 million shares traded, doubling the average volume and marking the highest level in the past two months.
Pi Group Forges Strategic Partnerships with Global Leaders to Build the Digital City of Picity
On October 28, 2025, Pi Group Corporation hosted the “Strategic Cooperation Signing Ceremony – Building the Digital City Picity” at the Hilton Hotel in Ho Chi Minh City.
Hallmark Achieves Vietnam’s First WiredScore Platinum Certification
On October 29th, The Hallmark, a premier Grade A+ office building in the heart of Ho Chi Minh City, proudly achieved Platinum certification—the highest level in the WiredScore system. This prestigious recognition marks The Hallmark as the first building in Vietnam to attain this global benchmark for digital infrastructure excellence.
