Risk-Free Investment Solution with the 5-Right Townhouse Product: Homie City

Interest Rates and Credit: Leveraging Opportunities for Real Estate Buyers

The real estate market is thriving, fueled by two key factors: significantly reduced mortgage interest rates and attractive sales policies from developers. These conditions are making it easier for middle-class buyers to access townhouses compared to previous periods.

According to investors, interest rates have dropped to their lowest levels in years. Additionally, many projects offer bank-supported policies, including 0% interest for 6–12 months, maximum loan-to-value ratios of up to 70%, and repayment terms extending to 30–35 years. These policies significantly ease initial financial pressure and expand homeownership opportunities for genuine buyers.

Project Overview: Low mortgage interest rates are making it easier for real buyers to access real estate.

Unlike previous speculative periods, credit is now directed toward buyers seeking primary residences, emphasizing long-term stability and repayment capability over short-term speculation. As a result, townhouse projects that meet both residential and commercial needs are gaining a competitive edge in the market.

Investment trends are also shifting. Instead of chasing immediate profits, many investors prioritize properties that align with their financial capabilities, offer stable liquidity, and provide long-term asset value. This shift reflects a move from a “maximize profit” strategy to one that “optimizes financial security,” highlighting the growing importance of products tied to real community needs.

Homie City: The Perfect Asset in a Selective Market

As the real estate market enters a phase of scrutiny, investor priorities are shifting toward properties that align with their financial capabilities and meet real needs, rather than short-term gains. Homie City’s strong absorption rate demonstrates this trend, as the project embodies five key factors: the right price, the right demand, the right cash flow, the right timing, and the right growth potential.

First, Homie City is priced right, starting at just 1.5 billion VND, making it accessible to real buyers, including local residents, businesses near industrial zones, and Samsung professionals. Amid rising townhouse prices in Thai Nguyen, maintaining an affordable price point reflects the project’s philosophy of “real value for real people with real needs.”

Second, the project meets real demand, located opposite the Samsung Thai Nguyen industrial complex and directly connected to the Hanoi–Thai Nguyen Expressway. This prime location attracts a stable community of residents and professionals who need both living spaces and commercial areas. Each townhouse at Homie City can serve as a home, shop, or office, catering to diverse needs for residence, investment, and business.

Homie City Townhouses: The right price, demand, cash flow, timing, and growth potential.

Another standout feature is its optimal cash flow. Unlike many projects still in the planning phase, Homie City has completed infrastructure and model townhouses, ready for immediate occupancy. Buyers can start businesses or rent out properties without delay, ensuring instant cash flow. Flexible financing options include early payment discounts of up to 9.5%, installment discounts of 8%, and 0% interest bank loans for 20 months, allowing investors to manage cash flow effectively. Additionally, the developer offers rental support of up to 240 million VND over 2 years, ensuring steady income.

The project’s timing is also ideal. In a market favoring selective investments, buyers seek safe assets with clear legal status, existing infrastructure, and immediate usability. Homie City’s launch aligns perfectly with this demand, offering a sustainable and secure investment option compared to paper projects.

Finally, its prime location, integrated planning, and proximity to the industrial zone’s service ecosystem ensure strong growth potential. Designed as 3-story townhouses with a rooftop, wide frontage, and flexible functionality, the properties enhance both practical and resale value.

As regional infrastructure improves and real demand grows, Homie City will maintain stable long-term appreciation, embodying the spirit of “5 Right New-Style Townhouses”: ideal for living, business, and future investment.

Homie City – A Vibrant Community 365 Days a Year

Location: Opposite Samsung Electronics Vietnam Complex, Van Xuan, Thai Nguyen

Developer: TNG Land Joint Stock Company

Business Development Unit: Weland – https://weland.com.vn

Website: https://homiecity.com.vn/

Hotline: 0826 34 5566

Distributors: Golden Land and Big Star Land Alliance, Imperland, Kim Anh Invest, Trung Thuc Land, Kinh Bac, Nhan Doi, Tri Long.