Recently, during the Visa Vietnam Client Forum 2025—a special event commemorating 30 years of Visa’s operations in Vietnam, held in Phu Quoc—SHB was honored to receive the “Payment Volume Growth 2025” award from the international card organization Visa. This prestigious recognition highlights SHB’s remarkable transaction growth in 2025.
SHB’s achievements underscore the bank’s steady progress and sustainable growth in promoting credit card transactions, contributing to the widespread adoption of cashless payments within the community.
As of September 30, 2025, SHB Visa credit card transactions accounted for 33% of the bank’s total credit card spending, marking a 40% increase compared to the same period in 2024. This impressive figure reflects the success of SHB’s strategic product development initiatives.
To achieve these results, SHB focused on designing enhanced, personalized value propositions tailored to specific customer segments. The bank also expanded its ecosystem of payment partners, upgraded user experiences across the entire card lifecycle, and launched a series of high-profile promotions and premium privileges. Notable offerings include access to the SHB First Lounge at Noi Bai Airport, privileges at 23 domestic lounges, and exclusive deals in travel, dining, and leisure.
“This award is a great honor and a driving force for SHB to continue innovating and developing modern card products that deliver tangible value to our customers,” said a representative from SHB. “We remain committed to supporting the State Bank of Vietnam’s vision of promoting cashless payments, ensuring our customers enjoy secure and convenient transactions both domestically and internationally.”
SHB credit cards offer a wide range of benefits to customers.
In addition to the SHB Visa card, SHB’s credit card family caters to diverse spending needs and lifestyles across generations. The SHB Mastercard World targets premium customers with exclusive golf, dining, and global lounge access; the SHB MC Cashback provides exceptional cashback rewards for supermarket, education, insurance, healthcare, and fashion spending; and the SHB Truly Free card offers young customers a worry-free experience with no hidden fees.
SHB also provides numerous cardholder benefits, including direct discounts on Shopee every Saturday, Grab and Grab Food services, foreign currency spending perks, cashback on double-digit dates, and installment payment options.
As a pioneer in innovation, SHB has developed products and services based on a deep understanding of customer needs and behaviors. Users increasingly enjoy a diverse, modern, and convenient payment ecosystem, featuring standout functionalities like rapid card issuance, Apple Pay/Samsung Pay integration, and other smart utilities.
SHB credit cards are built on EMV Contactless chip technology, compliant with international standards, and fortified with advanced 3D Secure authentication for maximum transaction security. Customers can manage their cards 24/7 via the SHB SAHA digital banking app, enabling features like card locking/unlocking and online/international payment toggling for enhanced control and account protection.
With a vision for modern technology and a commitment to elevating user experiences, SHB solidifies its position as a leader in secure, convenient, and sustainable digital payments.
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Bank Profit Update Morning of October 25: Lender Reports 10x Profit Surge Year-on-Year, Customer Deposits Jump Over 30%
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Ms. Ngo Thu Ha, CEO of SHB, Honored as “Outstanding Vietnamese Female Entrepreneur – Golden Rose” 2025
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