This is also an opportunity for the bank to express special gratitude to its partners and customers who have accompanied and cherished us through exclusive offers, gifts, and heartfelt thanks.
3,500 Attractive Gifts for Individual Customers
From now until December 31, 2025, when customers register and officially experience one of the two product packages, Family Banking or S-Living, SHB will offer an additional 3,500 exclusive Urbox E-vouchers for shopping and spending experiences, with a total value of up to 1 billion VND, alongside other service benefits.
These are meticulously tailored financial solutions, serving as a powerful ally for every Vietnamese family in their journey toward smart spending management, effective savings, and profitable investments. This fosters both material and spiritual values, strengthening family bonds and building a prosperous, fulfilling future together.
Alongside appreciation programs, SHB has also adjusted its savings interest rate policy to be more competitive, offering clear benefits to customers during a volatile market period.
At our branch counters, customers can experience a diverse range of savings products with flexible terms and interest rates of up to 6.8%/year. For those who prefer convenience, our online transaction channel is the perfect choice. With just a tap, you can deposit money quickly and securely while enjoying an additional interest rate of up to 1.1%/year compared to the listed rates.
These interest rate benefits not only help customers increase profits but also reflect SHB’s consistent strategy of promoting smart finance, encouraging digital transaction habits, and providing convenient, secure experiences for users in their personal financial management journey.
A representative from SHB stated that through these meaningful programs, SHB aims to create sustainable values with its customers, fostering a culture of smart living and modern financial management. This embodies the philosophy of “The Happy Bank” that SHB pursues.
“Celebrating 32 years is not just a milestone to reflect on our journey but, more importantly, an opportunity to express our deepest gratitude to all our customers, who have accompanied, trusted, and contributed to SHB’s success today. Each offer during this time is a promise to continue delivering superior financial solutions, accompanying the community in future development stages,” the representative emphasized.
Corporate Customer Appreciation and Support Program
From November 13, 2025, to March 13, 2026, SHB is launching a special promotion for corporate customers titled “Accompanying Development – Grateful Advancement” with numerous exclusive benefits.
Specifically, new corporate customers meeting program conditions will receive fee waivers or reductions when opening new premium account numbers or payment accounts. Additionally, SHB offers corporate credit cards and online overdraft limit approvals, helping customers alleviate concerns about working capital.
Notably, SHB is offering over 2,000 service fee discount vouchers, valued up to 10 million VND each, to eligible corporate customers, allowing businesses to freely experience financial products at branches or on the bank’s digital platform.
Throughout its development journey, SHB has established its reputation and position as a leading joint-stock commercial bank, a trusted partner for individual and corporate customers, large state and private economic groups, and international organizations.
As SHB enters its 32nd year, it will continue to accompany shareholders, employees, customers, communities, and society with modern, convenient financial solutions and services, providing abundant capital for the economy and advancing into an era of national wealth and prosperity.
In its comprehensive transformation strategy, SHB aims to become the TOP 1 bank in efficiency, the most beloved Digital Bank, the best Retail Bank, and a leading provider of financial products and services to strategic corporate customers, both private and state-owned, with supply chains, value chains, ecosystems, and green development. By 2035, SHB envisions becoming a modern Retail Bank, a Green Bank, and a Digital Bank among the region’s top performers.
SHB – The Happy Bank
For over three decades, Saigon-Hanoi Commercial Joint Stock Bank (SHB) has remained committed to its journey of “sowing happiness” by sharing and spreading positive values to employees, shareholders, customers, and the community. For SHB, happiness is both the driving force and the ultimate goal of all activities, where every individual is valued and contributes to creating sustainable value.
In celebration of its 32nd anniversary, SHB is launching the “Sowing Happiness” community campaign, encouraging everyone to contribute to stories of love and sharing for special individuals and communities across the country. Every small action and act of kindness will help spread compassion, multiplying happiness through sharing.
With its mission as The Happy Bank, SHB will continue its journey of connecting and nurturing trust, accompanying customers and the community toward a happier society in an era of national wealth and prosperity.
Celebrating 32 Years of SHB: Spreading Joy with a Thousand Exclusive Offers for Customers
Stepping into its 32nd year with unwavering passion and resilience, Saigon – Hanoi Commercial Joint Stock Bank (SHB) marks a new milestone in its journey of creating sustainable values. This occasion also serves as a heartfelt opportunity for the bank to express its deepest gratitude to partners and customers who have stood by and supported SHB through exclusive offers, thoughtful gifts, and sincere appreciation.
Early November: VPBank, Techcombank, LPBank, PVcombank, and Others Hike Savings Interest Rates
A wave of interest rate adjustments has swept through banks since the beginning of November, impacting savings accounts across the board.
Bank Hikes Savings Interest Rates to Maximum Limit on November 12th
Interest rates for 3- to 5-month deposits at this bank have risen to 4.75% per annum. This is the maximum interest rate allowed under the State Bank’s regulations for deposits with terms of less than 6 months.
November Savings at Agribank: What’s the Highest Interest Rate You Can Earn?
Unlock exclusive savings rates with Agribank! Customers can now secure up to 4.9% annual interest by depositing online for terms ranging from 24 to 36 months. Maximize your savings effortlessly with Agribank’s competitive online offers.
Happy Enterprises: The Foundation of Sustainable Growth
In an era where “happiness” has emerged as the new metric for sustainable development, we find ourselves redefining progress. This shift underscores the importance of well-being as a cornerstone of societal growth, challenging traditional measures of success and inviting a more holistic approach to prosperity.
