However, the market at the end of 2025 witnessed the emergence of a unique product – The Emerald Garden View, developed by Le Phong Group, with a starting price of 1.39 billion VND per unit and a payment policy considered the most “breathable” in the current market.
0.5% Monthly Payment – A Rare Opportunity for Young Middle-Income Earners
According to the project developer, The Emerald Garden View, buyers only need to pay 0.5% of the apartment’s value each month, equivalent to approximately 7 million VND per month. This amount is directly deducted from the selling price, unrelated to bank loans. Notably, the payment schedule extends up to 30 months, longer than the average 24–28 months currently applied in the market. With this cash flow design, young customers – who do not have much savings – can access housing more easily without the pressure of large installments in the early stages.
The Emerald Garden View – TOD Green Apartment in Central Thuan An, priced from 1.39 billion VND per unit
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With an individual income of around 15–20 million VND per month, allocating 6–7 million VND for apartment payments is feasible, especially for singles or newly established families. Meanwhile, young families with higher combined incomes will have better financial management, leveraging the policy to own a home without creating loan pressure. The price of 1.39 billion VND per unit – which is very rare in Ho Chi Minh City today – makes The Emerald Garden View one of the few “accessible” projects left in the market, particularly for young customers who have struggled to find suitable products in recent years.
Benefiting from Infrastructure and Metro – Future Price Growth Driver
Beyond the financial policy, the project’s location is also noteworthy. The Emerald Garden View is situated near National Highway 13 – a traffic axis being expanded to 60m, expected to be completed in 2026 – and just a 3-minute drive from the station of the Ho Chi Minh City – Thu Dau Mot metro line. This 21.87 km metro line is prioritized for investment before 2035, connecting with metro line 3 and creating a seamless transportation axis from Binh Duong to Ho Chi Minh City. It is considered one of the most influential infrastructures for the region’s development and the value of surrounding real estate.
Historically, real estate projects near metro lines have benefited, with prices increasing continuously.
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Evidence from key infrastructure projects like Pham Van Dong, Saigon Bridge, or metro line 1 shows that land and property prices around strategic transportation routes typically increase by 50–150% within a 5–10 year cycle. The Emerald Garden View’s proximity to the metro makes the project expected to benefit significantly once this urban railway is completed.
Additionally, after boundary mergers and a sharp rise in primary prices, the market has almost no apartments under 40 million VND per square meter in areas bordering Ho Chi Minh City. Meanwhile, The Emerald Garden View maintains a price from 1.39 billion VND, along with a flexible payment schedule, becoming a notable choice for both end-users and investors looking to optimize capital.
The Emerald Garden View offers a high-end resort-style living space.
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The project has a scale of 2,000 units, including high-end apartments, shophouses, and condotels, developed with the vision of a “TOD green apartment – resort-standard amenities.” The project brings together many international partners in design and operation, such as SOL E&C (General Design and Construction Contractor), Land Sculptor Studio (Landscape Consultant), and CBRE (Operation Management Consultant). Together, they create a high-end resort-style space in the rapidly developing center of Ho Chi Minh City.
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TOD Green Apartment in Ho Chi Minh City – The Emerald Garden View, starting from 1.39 billion VND per unit, with ultra-light payment of 0.5% per month, spread over 30 months. Project Website: https://theemeraldgardenview.com/ DKRS Website: https://dkrs.com.vn/the-emerald-garden-view/ Hotline: 1900 2663 |
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– 06:00 20/11/2025
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