According to Clause 4, Article 8, and Point 2.2, Clause 2, Article 7 of the Pension Payment Resolution Process issued under Decision 2222/QD-BHXH in 2025, payments are made based on the list of beneficiaries that has been resolved, verified, and fully updated. Social Insurance (SI) agencies in provinces and cities are responsible for implementing pension and social insurance allowance payments in two forms: Payment via personal bank accounts and Cash payment through Payment Service Organizations.
Additionally, electronic payment orders must be prepared, controlled, and approved before the 1st of the payment month to ensure timely processing. Beneficiary information must also be updated based on the Citizen Identity Card (CCCD) as guided by Vietnam Social Insurance.
December 2025 Pension Payment via Bank Account: No Later Than December 5th
As per regulations, SI transfers pension funds to personal bank accounts no later than the 5th of each month. Beneficiaries will receive their payments before or on this date, depending on the processing speed of the local Finance and Planning Department.
In Hanoi, the December 2025 pension will be transferred to bank accounts on December 2, 2025 (Tuesday).
- If the second working day of the month falls on a holiday or weekend, the transfer date will be moved to the next working day.
Cash Pension Payment: From December 2 to 25, 2025
For those still receiving pensions in cash, SI will disburse payments through Payment Service Organizations in two phases:
Phase 1 – Payment at Payment Points:
- Duration: December 2 – 10, 2025.
- Each payment point operates for a minimum of 6 hours daily.
- Points that complete early may finish before December 10.
Phase 2 – Payment at District Transaction Points:
- Duration: December 11 – 25, 2025.
- For those who did not receive payment in the first phase.
If the payment date falls on a holiday or non-working day, the payment will be rescheduled to the next working day.
In Hanoi specifically, cash payments will begin after December 3, 2025, in collaboration between SI and Hanoi Post Office.
What Should Citizens Note When Changing Pension Receipt Methods or Locations?
According to Article 82 of the Social Insurance Law, when changing pension receipt methods or locations, note the following:
– Pension recipients wishing to change their receipt method or location due to a change in residence within Vietnam must submit a written request to the SI agency currently handling their payments.
– Within 5 working days of receiving the request, the SI agency must process it; if not, they must respond in writing with a clear reason.
In Case of Authorized Pension Receipt
For authorized pension receipt, the authorization document is valid for a maximum of 12 months from the date of authorization. The document must be notarized according to the Law on Notarization (as per Point d, Clause 2, Article 10 of the Social Insurance Law).
Temporary Suspension, Termination, and Resumption of Pension Payments
– Pension payments are temporarily suspended for recipients in the following cases: Illegal departure from the country; Declared missing by a court; Unverified beneficiary information.
– Pension payments are terminated in the following cases: Death or declared dead by a court; Written refusal to receive pension; Determination by a competent authority that the pension was unlawfully received.
– Pension payments resume in the following cases: Return after illegal departure; Court decision revoking a declaration of missing or death; Verified beneficiary information.
Pensions for individuals with a court decision revoking a declaration of missing or death resume from the date the SI agency receives the request for reinstatement, excluding unpaid amounts during the refusal period.
Unclaimed pension amounts before death are payable to the deceased’s heirs.
Heirs of individuals whose pensions were suspended due to a missing declaration, followed by a death declaration, are not entitled to suspended pension amounts.
(As per Article 75 of the Social Insurance Law)
Proposed Amendments and Additions to the Social Insurance Law 2024
The core provisions of the Social Insurance Law remain intact, with amendments and additions focusing solely on organizational restructuring.
What Foreign Workers Need to Know About Vietnam’s New Social Insurance Regulations
Starting July 1, 2025, foreign workers in Vietnam will be required to participate in mandatory social insurance contributions, with specific exemptions granted only in exceptional cases as outlined by the new regulations.
Unifying Social Insurance Numbers with Personal Identification: What Benefits Do Citizens Gain?
As of August 1, 2025, the personal identification number/citizen identity card will officially replace the social insurance code for participants in social insurance and health insurance programs.
Over Half a Million Unemployed in Nine Months
On October 28, Vietnam Social Security (VSS) announced that over the past nine months, approximately one million workers have benefited from maternity leave allowances, while nearly 600,000 individuals received unemployment benefits.
New Regulations on Delayed or Evaded Contributions to Mandatory Social Insurance and Unemployment Insurance
Decree No. 274/2025/NĐ-CP provides detailed regulations on handling late payment, evasion of social insurance, unemployment insurance contributions, and specifies cases that are not considered violations.
