MB Unveils Innovative Solution for Business Spending, Tailored to Market Needs
According to MB’s research on Vietnamese business spending behavior, 40% of SMEs are concerned about invoice management and expense reconciliation. Additionally, most importing SMEs seek faster and less cumbersome international payment solutions. Notably, many SMEs struggle with decentralized spending control across employees, departments, and traditional paperwork.
Understanding these challenges, MB has launched the new MB Visa Hi BIZ card, designed with a clear philosophy: Optimize Costs – Smart Management – Expand Global Trade.
MB Visa Hi BIZ Card – Practical Cost Optimization: Up to 30 Million VND Cashback Annually and Tailored Benefits
With its market-aligned features, the new MB Visa Hi BIZ card solidifies MB’s position as a leading digital bank for businesses.
The card offers up to 30 million VND in annual cashback, focusing on four key spending categories for Vietnamese businesses: advertising (2.5% cashback on online ads via Facebook, Google, etc.), business travel (hotels, airport lounges, flights), client entertainment and transportation (restaurants, taxis), and management software (MISA, Google Workspace).
A September 2025 Vietnam Report survey revealed that 79.2% of businesses plan to increase marketing spend this year. Of these, 92.3% identified social media platforms like Facebook, Instagram, and TikTok as crucial for brand positioning. However, maximizing marketing ROI remains a persistent challenge. MB Visa Hi BIZ aims to empower Vietnamese businesses to enhance brand value and market presence with optimal efficiency.
MB Visa Hi BIZ Card – Accelerating Global Trade with Enhanced Cross-Border Payment Solutions
Beyond its competitive 1.2% foreign exchange fee, the card introduces a groundbreaking B2B payment feature via the Global Trade Payment Platform. This enables Vietnamese SMEs to directly engage with South Korean exporters, leveraging KOTRA’s network of 140,000+ Korean SMEs. The platform ensures secure, transparent transactions and optimizes cash flow by allowing payments via the MB Visa Hi BIZ card, streamlining imports and reducing risks in Vietnam-Korea trade.
The Ultimate Multifunctional Business Card – Versatile and Impactful
Mr. Nguyễn Xuân Cường, Deputy Director of MB’s Digital Banking Division, stated, “The launch of MB Visa Hi BIZ marks a significant milestone in MB’s strategy to build a comprehensive digital financial ecosystem for Vietnamese businesses. Aligned with our commitment to support businesses in management, operations, and international expansion, this card reflects our dedication to addressing real-world needs with tailored solutions.”

Mr. Nguyễn Xuân Cường, Deputy Director of MB’s Digital Banking Division, speaking at the event
Ms. Đặng Tuyết Dung, Visa Country Manager for Vietnam and Laos, added, “Visa applauds MB’s consistent digital transformation efforts. The MB Visa Hi BIZ card launch reinforces our strategic partnership in delivering innovative, secure, and efficient payment solutions to Vietnamese businesses.”

Ms. Đặng Tuyết Dung, Visa Country Manager for Vietnam and Laos, speaking at the event
“We are confident that, combining Visa’s technology with MB’s vision for the BIZ MBBank digital ecosystem, the MB Visa Hi BIZ card will empower businesses to optimize spending, enhance management, and expand global trade opportunities. Visa remains committed to partnering with MB to create greater value for businesses, especially SMEs, which are vital to Vietnam’s economy.”
The card is currently free to issue and includes a waived annual fee for the first year. Businesses enjoy high credit limits with flexible funding options: debit and credit. Applications are accepted via the MBBank website, the MB247 business hotline at 1900 9045, BIZ Helper, or any MB branch nationwide.
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