Services
The Essential Card for the Era of Smart Business Management
At the core of the digital economy are digital enterprises. To transform businesses digitally, comprehensive incentives and efficient, useful tools are essential. Recognizing this need, on November 19, 2025, MB partnered with Visa to launch the MB Visa Hi BIZ multi-functional business card. This card offers a range of superior features designed to optimize costs and enable smart management. The event also marked a three-way collaboration between MB, Visa, and KOTRA, introducing a global trade payment feature for transactions with South Korean businesses through the GTPP platform.
Mr. Trần Hải Hà, Director of Corporate Clients Division at MB, answering questions at the event
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According to Mr. Nguyễn Xuân Cường, Deputy Director of Digital Banking Division at MB, the product was developed in response to the growing demand from Vietnamese businesses to reduce costs and enhance financial transparency. He believes that digitalizing operations through business cards will become a standard in corporate governance within the next few years.
The new version offers a 1.2% foreign currency conversion fee and a cashback program of up to 30 million VND annually. All transactions from the card are synchronized with the BIZ MBBank ecosystem, allowing businesses to monitor cash flow in real-time, allocate spending by department, and minimize loss risks during reconciliation.
The new Business Card features a sleek, elegant design in MB’s signature blue, integrating both debit and credit card functionalities for flexible use in various scenarios. Instead of spending hundreds of millions of VND annually on manual paperwork, businesses can optimize operations and enjoy benefits across essential areas such as purchasing management software (MISA, Google Workspace, etc.), business travel (airport lounges, hotels), and client entertainment (restaurants, transportation).
Same-Day Cross-Border B2B Payments Between Vietnam and South Korea
A standout feature of the MB Visa Hi BIZ card is its ability to facilitate cross-border trade payments via the Global Trade Payment Platform (GTPP). Developed by Visa and KOTRA, this solution enables B2B transactions between Vietnamese and South Korean businesses using the card, with processing times within the same day. This significantly reduces the time compared to traditional international wire transfers, which typically take 3–5 days and involve extensive documentation.
Ms. Đặng Tuyết Dung, Visa Country Manager for Vietnam and Laos, speaking at the event
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According to KOTRA, Vietnam is South Korea’s third-largest export market, with bilateral trade reaching over 80 billion USD in 2024. Standardizing payment processes between the two markets is expected to significantly support small and medium-sized enterprises, which often face challenges in accessing international payment services.
Visa Vietnam representatives emphasized that B2B payments using business cards are a global trend due to their ability to improve cash flow and increase transparency. MB’s introduction of this new feature enables Vietnamese businesses to align with international transaction standards.
Strengthening Leadership in the Business Card Market
In October 2025, MB was honored by Visa with two awards: “Pioneering Bank in Business Card Innovation” and “Pioneering Bank in B2B Payment Solutions for SMEs.” These recognitions serve as a crucial foundation for MB to expand its financial product ecosystem for businesses.
 Representatives from MB Bank and Visa International posing with KOLs at the event
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The new MB Visa Hi BIZ card is currently being offered with waived issuance fees and annual fees for the first year. Businesses can register through multiple channels, including the MB website, MB247 hotline (1900 9045), BIZ Helper, or at any MB branch nationwide.
– 14:58 22/11/2025
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