Many customers admit that this is the time they want to “re-standardize” their quality of life, investing in self-improvement to reward themselves for a year of hard work or to prepare for new opportunities in the coming year. However, short-term funds often fall short of covering all these aspirations at once.
Product, Service: Stress-Free Year-End Shopping with Attractive Loan Rates from Sacombank
By Võ Huyền My
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27/11/2025 – 17:05
The end of the year and the approaching Tet holiday mark a peak in consumer demand. People often renovate their homes, purchase new vehicles, or invest in the latest technology and household appliances. Many customers acknowledge this as the perfect time to “re-standardize” their quality of life, investing in self-improvement to reward themselves for a year of hard work or to prepare for new opportunities in the coming year. However, short-term funds often fall short of covering all these aspirations at once.
Recognizing this need, Sacombank has launched a VND 4,000 billion loan package with an interest rate starting from just 7% per annum—a rate considered highly competitive in the market. According to the bank, this program was developed based on real customer needs, offering a fresh solution to “alleviate financial pressure.” Beyond the attractive interest rate, the loan package features flexible terms, a fixed preferential interest rate for the first 6–24 months, disbursement of up to 85% of the loan amount, and a maximum grace period of 60 months.
A Sacombank representative stated that the program is expected to provide tangible financial support to individuals while stimulating consumer demand—a crucial driver at year-end: “We want our customers to clearly understand that financial constraints should not hinder their important life plans.”
Over the past period, Sacombank has consistently rolled out preferential loan packages to support both individual and corporate customers. Previously, the bank introduced a VND 40,000 billion package with interest rates starting from just 4.3% per annum, flexible lending mechanisms, and streamlined procedures.
The succession of these programs reflects Sacombank’s commitment to creating practical financial solutions, consistently supporting customers, especially during periods of high capital demand and significant life events.
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