Mr. Trần Hồng Minh, born in 1985, holds a Bachelor’s degree in Investment Economics and boasts nearly two decades of experience in Finance and Banking. Prior to joining KienlongBank in March 2021, he held several key positions at major commercial banks in Vietnam. In November 2022, he assumed the role of Deputy CEO in charge of business operations at KienlongBank. By July 2024, he was appointed Acting CEO, and as of December 1, 2025, he officially became the CEO of KienlongBank.
Currently, KienlongBank’s executive board consists of five members: Mr. Trần Hồng Minh as CEO, four Deputy CEOs, and one Chief Accountant, overseeing the bank’s business and operational segments.
 Mr. Trần Hồng Minh officially assumes the role of CEO at KienlongBank
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As Acting CEO, under the guidance of the Board of Directors and with strategic policies in place, Mr. Trần Hồng Minh has steered KienlongBank toward deep-rooted growth, targeting specific customer segments with personalized financial solutions.
Alongside digitizing traditional product processes, KienlongBank has focused on developing digital products and services as key business drivers, directly contributing to profit growth and enhancing the bank’s competitiveness. Core platforms such as the KienlongBank Plus mobile banking app, payment cards, QR payments, digital accounts, and online loan products have been comprehensively upgraded, improving processing speed and user engagement.
The launch of the X-Digi digital banking model and the 24/7 X-Digi Booth self-service system during this period significantly expanded service capabilities, bringing KienlongBank closer to becoming a next-generation comprehensive digital bank. Additionally, infrastructure projects like implementing the ISO 20022 international messaging standard and integrating AI Teller into the service ecosystem have driven leaps in processing speed, accuracy, and automation.
These strategic initiatives have led to a notable increase in active digital customers. The bank’s fee income ratio remains stable at 18-20% of total revenue, sustaining double-digit growth while maintaining asset quality and keeping non-performing loans below 2%, lower than the industry average.
In the first nine months of 2025 alone, KienlongBank achieved pre-tax profits of 1.537 trillion VND, doubling the previous year’s figure and surpassing the annual plan by 112%, marking the highest milestone in its 30-year history. Asset size, deposits, and credit all saw robust growth, reflecting sustainable growth momentum despite market volatility. The bank accelerated revenue restructuring, with fee income rising 29% to account for 19% of net interest income. Non-interest income also saw impressive growth, diversifying revenue streams and fostering a sustainable business model.
The official appointment of Mr. Trần Hồng Minh as CEO recognizes his contributions and underscores KienlongBank’s strategic focus on building a young, market-savvy leadership team with modern strategic thinking. In his new role, Mr. Minh is expected to sustain the bank’s growth trajectory and effectively leverage opportunities in the digital era.
Moving forward, KienlongBank will prioritize developing new growth pillars centered on data, technology, and partner ecosystems, creating a flexible digital banking model adaptable to customer needs and market trends. This foundation will enable the bank to design pioneering products and services that seamlessly integrate into the daily lives of individuals and businesses.
Guided by the philosophy “Bank lightly – Live easy,” KienlongBank will streamline processes, reduce formalities, enhance experiences, and ensure consistency across its network. The bank will intensify technology adoption in identity verification, approvals, and service delivery to shorten processing times and improve accuracy. With a solid foundation and a dynamic young leadership team, KienlongBank is poised to enter a new growth phase, confident in making a distinctive impact and solidifying its position as a modern, agile financial institution.
Services
– 11:28 01/12/2025
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