Born in 1985, Mr. Tran Hong Minh holds a Bachelor’s degree in Investment Economics and boasts nearly two decades of experience in Finance and Banking. Prior to joining KienlongBank in March 2021, he held several key positions at major commercial banks in Vietnam. Mr. Minh assumed the role of Deputy General Director in charge of business operations at KienlongBank in November 2022. By July 2024, he was appointed Acting General Director, and officially became the General Director on December 1, 2025.
Currently, KienlongBank’s Executive Board consists of five members: Mr. Tran Hong Minh as General Director, four Deputy General Directors, and one Chief Accountant, overseeing the bank’s business and operational segments.
Mr. Tran Hong Minh officially assumes the role of General Director at KienlongBank
As Acting General Director, under the guidance of the Board of Directors, Mr. Minh has implemented strategic decisions that have steered KienlongBank toward deep-rooted growth. The bank has focused on tailored financial solutions for specific customer segments, emphasizing personalization.
Alongside digitizing traditional product processes, KienlongBank has prioritized developing digital products and services as key business drivers. Core platforms such as the KienlongBank Plus mobile banking app, payment cards, QR payments, digital accounts, and online loan products have been comprehensively upgraded, enhancing processing speed and user engagement.
The launch of the X-Digi digital banking model and the 24/7 X-Digi Booth automated transaction system has significantly expanded service capabilities, positioning KienlongBank closer to becoming a next-generation comprehensive digital bank. Additionally, infrastructure projects like adopting the ISO 20022 international messaging standard and integrating AI Teller into the service ecosystem have revolutionized processing speed, accuracy, and automation.
These strategic initiatives have led to a substantial increase in active digital customers. Service revenue has consistently accounted for 18-20% of total revenue, sustaining double-digit growth rates. Asset quality has improved markedly, with non-performing loans maintained below 2%, lower than the industry average.
In the first nine months of 2025 alone, KienlongBank recorded pre-tax profits of VND 1,537 billion, doubling year-on-year and surpassing the annual plan by 112%, marking the highest milestone in its 30-year history. Asset, deposit, and credit scales all saw robust growth, reflecting sustainable growth momentum despite market volatility. The bank has intensified revenue restructuring, with service income rising 29% and contributing 19% to net interest income. Non-interest income also saw impressive growth, enabling KienlongBank to diversify revenue streams and pursue a sustainable operating model.
Mr. Tran Hong Minh’s official appointment as General Director recognizes his contributions and underscores KienlongBank’s strategic focus on cultivating a young, market-savvy leadership team with modern strategic thinking. In his new role, Mr. Minh is expected to sustain the bank’s growth trajectory and effectively leverage opportunities in the digital era.
According to a bank representative, KienlongBank will prioritize building new growth pillars centered on data, technology, and partner ecosystems, fostering a flexible digital banking model adaptable to customer needs and market trends. This foundation will enable the bank to design pioneering products and services that seamlessly integrate into the daily lives of individuals and businesses.
KienlongBank Appoints Trần Hồng Minh as New CEO
Following approval from the State Bank of Vietnam, the Board of Directors of Kienlong Commercial Joint Stock Bank (KienlongBank; UPCoM: KLB) has officially announced the appointment of Mr. Trần Hồng Minh as the new Chief Executive Officer, effective December 1, 2025.
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