Directly linked to Techcombank’s core product, Auto Savings—an optimal solution for idle cash with an attractive interest rate of up to 5% per annum, while ensuring 24/7 liquidity, safety, and flexibility—the “Profit Brings Luck” program is designed to offer customers an engaging interactive experience. Simultaneously, it enhances financial value through transactions during the peak consumption period at the end of the year and Tet holiday.
The program’s unique feature lies in its gamification mechanism, featuring the popular “blind bag” concept combined with a cast of 12 zodiac animals. The Horse, symbolizing the Year of the Horse (Binh Ngo 2026), leads the entire experience. Stories and gifts are refreshed monthly, tied to festivals and special events throughout the year, ensuring freshness and surprises for players throughout their journey.
To collect blind bags, customers simply engage with Techcombank Auto Savings or perform daily transactions such as QR code payments, card spending, maintaining balances, opening new payment/credit cards, converting credit card installments, or referring friends to use the app. Each blind bag opening is an exciting “joy hunt.” Customers can discover a diverse system of zodiac animals, including 12 regular versions, leader versions, and special editions. Alongside valuable items, players enjoy the thrill of collecting unique zodiac animals and redeeming rewards upon completing their collection.
The program’s rewards are incredibly diverse, including: iPhone 17 Pro, gold vouchers, Y-concert tickets, access to Techcombank Private Lounge, zodiac plush toys, and numerous daily vouchers from leading brands like Grab, Xanh SM, Be, KFC, Yakimono, Shang Chi, Le Monde Steak, Queen Dairy, Swensen’s, The Pizza Company, Starlux Airlines, Chang Modern Thai Cuisine, Kom Phê Cha, Matcha Vibe, Pandora, Gờ Café, Nha Khoa Wilson, TMV Ngọc Dung. All these offerings create an entertaining and highly practical value journey for customers.
Interface of the “Profit Brings Luck” program on Techcombank Mobile
The “Profit Brings Luck” program extends the exceptional value of Techcombank Auto Savings—a product trusted by 5 million customers for its 24/7 flexible spending while offering an attractive interest rate of up to 5% per annum. Interest is calculated based on actual balance and days, paid automatically at month-end with full transparency. Notably, the feature to convert profits into U-Points doubles the profit value up to 2 million points. With its advanced technology platform, liquidity and balance assurance, and superior real interest rates, Techcombank Auto Savings has revolutionized Vietnam’s banking sector. It was honored with 1 Gold and 2 Bronze awards at the 2025 Stevie Awards, dubbed the “Business Oscars.”
Moving forward, Techcombank will continue enhancing its core products and introducing significant improvements to Auto Savings, aiming to deliver exceptional, efficient, secure, and flexible financial experiences. This aligns with the spirit of “ensuring balance and increasing benefits.” These efforts reinforce the bank’s leading position in aligning Vietnam’s financial market with global trends, while continuously expanding rewards and elevating user experiences through large-scale, innovative programs like “Profit Brings Luck.”
Ms. Nguyen Van Linh, Deputy Director of Retail Banking, Techcombank, shared: “Through ‘Profit Brings Luck,’ we aim to transform every familiar transaction into not just financial benefits but also genuine joy for our customers. This is how Techcombank fulfills its commitment to ‘Adding Value Every Day’ with Auto Savings—optimizing daily cash flow safely at up to 5% per annum, enabling flexible 24/7 spending, and offering chances to win meaningful gifts, all while welcoming a joyful and prosperous Tet Binh Ngo 2026.”
The program applies to both existing and new customers. All winning notifications and reward redemption instructions are transparently provided on Techcombank Mobile.
Customers simply open or download the Techcombank Mobile app, access the “Profit Brings Luck” banner on the homepage, and begin their zodiac animal hunt—welcoming prosperity for Tet Binh Ngo 2026 with Techcombank.
For detailed program information: https://bit.ly/48fSj2h.
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