The loan implementation is scheduled to take place in December 2025, with a maximum term of 60 months and an annual interest rate of 5%. The Board of Directors has appointed Mr. Hoàng Anh Tú, Deputy General Director of VC7, to represent the company in executing and signing related documents.
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As of the end of Q3 2025, VC7 recorded short-term loans of nearly VND 198 billion and long-term loans of approximately VND 43 billion, totaling nearly VND 241 billion. This amount has doubled since the beginning of the year and accounts for 15% of the total capital. Notably, the company borrowed over VND 41 billion from individuals, including nearly VND 34 billion in long-term loans from Chairman Hoàng Trọng Đức.
The Q3 2025 financial report also highlights other significant transactions between VC7 and its Chairman, including a total loan of over VND 71 billion, principal repayments of more than VND 37 billion, and interest payments exceeding VND 1 billion as of September 30.
According to VietstockFinance, VC7 originated as Construction Company No. 9, established on May 5, 1993. The company began its transformation from a state-owned enterprise to a joint-stock company in February 2002 and was renamed BGI Group Joint Stock Company in March 2021. Throughout its development, the company has undergone several capital increases, most recently raising its capital to VND 961 billion in December 2023.
As per VC7‘s website, the company has three subsidiaries: BGI Construction JSC, BGI Invest JSC, and BGI Material JSC, along with a network of affiliated real estate trading floors nationwide.
In addition to completed investment projects, VC7 is currently the developer of multiple urban and resort projects in Huế, Hòa Bình, Quảng Bình, Quảng Trị, Ninh Thuận, Sơn La, and Hải Dương (former).
In its upcoming business strategy, the company plans to focus on residential real estate products ranging from affordable to luxury, while also exploring resort real estate development. It aims to provide commercial products and services to residents in urban areas and continue to undertake construction projects.
In Q3, VC7 generated over VND 139 billion in net revenue, a 2.6-fold increase compared to the same period last year. The company attributes this growth primarily to accelerated construction and revenue recognition from key projects. Consequently, it achieved a net profit of nearly VND 5 billion, a 2.2-fold increase.
For the first nine months of the year, the company’s net profit exceeded VND 18 billion, a 71% increase year-on-year.
| VC7‘s Quarterly Business Results in Recent Years |
VC7 shares were officially listed on the HNX in December 2027. In 2025, the stock experienced significant fluctuations, including a sharp decline in early April due to a market-wide tariff shock, followed by a recovery until August, and subsequent adjustments.
As of the closing session on December 5, VC7 shares were priced at VND 10,700 per share, a 13% decrease from the beginning of the year, with an average trading volume of nearly 553,000 shares per day.
| VC7 Stock Performance in 2025 |
– 15:30 08/12/2025
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