BVBank Unveils Massive Year-End Deals and 0% Installment Offers on Credit Cards for Peak Shopping Season

Super-Fast Credit Card Installments and Cash Advances

“Wow, time flies… it’s almost the end of the year already!” This phrase is likely on many people’s lips these days. As the final month of the year approaches, everyone shares a sense of urgency as schedules fill up, events pile on, appointments multiply, and to-do lists seem never-ending. While joy abounds, so does the pressure.

And like a familiar refrain, budgeting becomes a pressing concern. Managing finances in an era of fast consumption is already challenging, but during the year-end season—filled with shopping, travel, parties, and vacations—it’s easy to stray from your financial plan. Resisting impulsive purchases, avoiding rushed bookings, not letting prices dictate emotions, or preventing overspending due to a packed schedule… these are resolutions everyone makes, yet staying rational amid the festive atmosphere is no easy feat.

This is where BVBank’s credit card steps in as an effective financial management tool. With cashback rewards of up to 18 million VND annually, every transaction, big or small, becomes a significant saving.

Beyond being a payment method, BVBank’s card allows users to convert large expenses into 0% interest installments, easing the burden of lump-sum payments, especially during peak seasons. Flexible installment terms of 3, 6, 9, or 12 months, with conversion fees starting at just 0.54%/month, make budgeting effortless. Cardholders also enjoy 50% cashback on conversion fees, up to 500,000 VND, making smart spending even more accessible.

Additionally, BVBank credit cardholders can access cash advances of up to 100% of their credit limit, with funds transferred instantly to their payment account via the Digimi app. With a maximum advance of 100 million VND and simple procedures, it’s perfect for unexpected needs.

A Rewards Ecosystem for a Stress-Free Holiday Season

Backed by these flexible financial solutions, BVBank’s rewards ecosystem empowers customers to spend confidently, at the right time, and for the right reasons.

Shopping needs always come first and fastest. Year-end collections, upgrading home appliances, and gifts for loved ones often lead to overspending. However, with a BVBank card, shopping becomes more rational. For instance, JCB BVBank cardholders receive 20% cashback, up to 500,000 VND, at UNIQLO. On Shopee, BVBank cardholders enjoy discounts of up to 100,000 VND on orders over 2 million VND during special days.

For frequent travelers, delays, booking difficulties, and surging fares during peak times are common challenges. Visa BVBank cardholders receive a 30% discount on Grab rides to the airport, making the start and end of every journey smoother.

Surprisingly, amidst year-end work deadlines, the demand for relaxation and travel is also high. From October and November, many families plan weekend getaways, while others prepare for New Year’s or Lunar New Year trips. However, booking during peak season often leads to skyrocketing prices.

BVBank supports JCB cardholders with optimized costs on Agoda, offering discounts equivalent to 1.25 million VND: 12% off hotels in Japan, 6% off international hotels, and 5% off hotels in Vietnam. These deals ensure last-minute trips remain budget-friendly without compromising experiences.

With Traveloka, cardholders save 250,000 VND on flights and receive 80,000 VND for travel activities. Trip.com offers BVBank JCB cardholders 7% off hotel bookings and 1.5% off flights.

For those racing to meet year-end deadlines, dining out or ordering in becomes more frequent. Weekly bills can quickly add up. BVBank offers discounts of 20,000 to 30,000 VND on ShopeeFood and GrabFood orders. Visa BVBank cardholders enjoy 25% off bills of 1–3 million VND and 50% off bills over 3 million VND at popular restaurants in Hanoi and Ho Chi Minh City.

With a smart financial tool in hand, every transaction becomes a beneficial decision. As the new year begins, you’ll find yourself not only cherishing the joy but also maintaining a healthy financial state.