Secure Shophouse Investment Solutions in a Recovering Market

Recent market reports indicate that Ho Chi Minh City’s real estate is entering a selective recovery phase. Liquidity is primarily concentrated in projects with completed legal frameworks, assured progress, and alignment with actual residential and business needs.

Concurrently, more stable credit policies and reasonably maintained interest rates have facilitated the return of capital to the market. Notably, the expansion of urban space and adjustments to HCMC’s administrative boundaries have boosted commercial and service demands in gateway areas, which boast high population densities and serve as regional connectors.

In this context, commercial real estate products that directly serve existing communities, rather than relying on future expectations, are becoming the preferred choice for cautious investors.

Strategic Location – Foundation for Stable Foot Traffic

Shophouse Picity Sky Park is strategically located at the intersection of National Highway 1A and Pham Van Dong Boulevard – two vital traffic arteries connecting HCMC with former Binh Duong and the Southeast provinces. This advantage extends beyond infrastructure, significantly influencing a commercial product’s customer accessibility.

Picity Sky Park, situated at the intersection of National Highway 1A and Pham Van Dong Boulevard, has been topped out and is scheduled for handover in Q1/2027.

High traffic volumes and quick connectivity to existing residential areas ensure that shophouses here are not limited to internal customers. Business models such as restaurants, F&B outlets, spas, convenience stores, and educational centers can simultaneously cater to both on-site residents and passersby, enhancing operational efficiency compared to shophouses in closed urban areas.

A common risk with shophouses arises from scattered development and oversupply in areas with insufficient resident density. Picity Sky Park adopts a distinctly different approach.

While the entire project comprises over 2,000 residential units, only 22 shophouses are available, accounting for approximately 1% of the total supply. This low ratio highlights that shophouses are not mass-produced but carefully controlled from the planning stage.

More importantly, Picity Sky Park is developed as a comprehensive urban area, not an isolated project. As the community grows, shophouses will directly benefit from the daily consumption needs of over 10,000 residents, including dining, shopping, education, healthcare, and essential services, ensuring stable long-term exploitation and value retention.

Smart Design, Superior Policies

Shophouse Picity Sky Park features a 2-story design with separated functions, catering to both business and residential needs. The 7-meter-high ground floor provides a spacious commercial area, enhancing display effectiveness and brand visibility. The upper floor is designed as a complete apartment, ensuring private and comfortable living.

Shophouse Picity Sky Park features a smart 2-story design suitable for both living and business.

This design offers a significant advantage: shophouses are not entirely dependent on immediate rental or commercial exploitation. During the initial phase, owners can use the property for living or combine living with business, reducing cash flow pressure and enhancing the asset’s practical value.

A key differentiator of Shophouse Picity Sky Park is its price starting from 68 million VND/m², comparable to apartment prices in the surrounding area, yet offering commercial rights and exploitation potential. This is considered a crucial “safety margin” in a context where investors increasingly prioritize risk control.

Additionally, the financial structure is designed to support long-term investors: only 15% payment is required until handover in Q1/2027, with bank loan interest support for up to 36 months. A 3.5%/year rental support policy for 2 years is also provided, while maintaining full rights for self-exploitation or leasing.

This support acts as a “cash flow insurance,” giving investors time to stabilize operations. Two years of free management fees, equivalent to approximately 50 million VND, further reduces initial operating costs.

The limited number of Shophouse Picity Sky Park units creates a scarce supply, enhancing liquidity.

Experts emphasize that the key to shophouse investment lies not in the type of property but in its development approach. Projects with scattered planning, insufficient residents, high prices, and unsuitable financial structures will face exploitation challenges. Conversely, projects with controlled supply, established communities, and secure financial strategies remain attractive long-term investments.

In a market recovering selectively, Shophouse Picity Sky Park exemplifies a cautious and practical development model: a strategic location, clear internal demand, limited supply, user-centric design, and a financial structure safeguarding cash flow will meet the expectations of investors seeking safe and effective mid- to long-term products.