Technology is reshaping customer expectations: they want approvals within hours, not days; clear cost transparency instead of complex terms; and most importantly—control over their cash flow. In this context, VIB’s recognition by Euromoney (UK) as the “Best Bank for Home Buyers in Vietnam 2025” and Super Cash’s award from Boston Brand Research & Media (USA) as the “Most Innovative and Personalized Lending Solution in Vietnam 2025” are notable milestones. These accolades reflect a shift in evaluating lending capabilities, emphasizing customer-centric strategies over traditional metrics.
Best Bank for Home Buyers: Technology as a Strategic Advantage
Euromoney’s award highlights a market shift: focus on borrower experience, transparency, and technology integration. VIB’s approach addresses Vietnam’s complex home loan process, leveraging data and flexible policies.
VIB’s 800,000-property database enables instant valuations. Borrowers can check limits via MyVIB, planning finances proactively. Multi-dimensional credit scoring reduces approval times to 4–8 hours, crucial in today’s fast-paced market.
Product design prioritizes cash flow flexibility. Fixed interest rates (3–12 months) offer transparency, while options like “Borrow 1 billion VND, pay 1 million VND monthly for 5 years” reduce initial burdens.
Flexible repayment options include 0% early repayment fees, empowering borrowers. Standardized policies and tailored products streamline processes, with 100% digital solutions via MyVIB and Max by VIB.
Super Cash: “One Limit, Two Uses” Revolutionizing Financial Control
Super Cash offers a single credit line up to 1 billion VND for spending or cash withdrawals. Fully digital, it approved 3,500 loans (150 billion VND) in 60 days, showcasing scalable digital lending.
Installment Payments via VIB Debit Cards: A Vietnam First
VIB’s installment feature allows debit cardholders to split transactions post-purchase, with 0% interest and 5% cashback via Max by VIB, enhancing financial flexibility.
From Products to Personalized Financial Ecosystems
VIB’s strategy leverages Big Data, AI, and income-lifecycle products. With 90% digital transactions and 7 million active users, it sets new standards in personalized banking.
In a competitive market, VIB’s awards signify a shift: prioritizing customer experience, flexibility, and empowerment—redefining personal lending in Vietnam.
Unlocking Dormant Wealth: How VIB Transforms Idle Cash into Self-Generating Income for Millions of Vietnamese Users
As digital banking technology matures and cash flow management strategies evolve, Vietnam’s financial landscape is entering a new era of competition—one focused on transforming idle capital into profitable assets. At the forefront of this shift, VIB is redefining industry standards and driving market transformation.
Credit 2026 – Poised for a Boom?
What key drivers will fuel credit growth in 2026?
NCB Visa “Pride” Secures Spot Among Top 10 Pioneering Products & Services of 2025
National Citizen Commercial Joint Stock Bank (NCB) is honored to receive the “Top 10 Pioneering Products – Services” award for its Pride Visa Card at the Vietnam Trusted Products 2025 program.
The Voting Gate is Closing: Which “Big Brother” Surged to the Top with Fans’ Full Throttle Support?
The “Bank of the Year” race on Fchoice has taken an unexpected turn since the voting began. What started as a predictable competition has now evolved into a thrilling showdown, with surprising shifts in the rankings. As the votes continue to pour in, the race is tighter than ever, leaving everyone on the edge of their seats. Who will emerge as the ultimate winner? Only time will tell.
VIB Secures Nine Prestigious Mastercard Awards, Solidifying Leadership in Vietnam’s Card Market
International Bank (VIB) has been honored by Mastercard with nine prestigious awards, recognizing its exceptional achievements in credit card and payment card development, as well as its pioneering role in digital payments within the Vietnamese market.
