Vietcombank’s stock has experienced an unprecedented surge, reaching a historic high of 72,700 VND per share on January 12th, marking a 6.91% increase. Notably, VCB’s rally has been consistent over several sessions, with significant margins of 4–7%. From 57,500 VND in late December 2025, the stock swiftly surpassed the 60,000, 65,000, and 70,000 VND milestones in just over a week, reflecting a remarkable 26% gain.
Alongside the price surge, VCB’s trading volume has also skyrocketed, with multiple sessions recording exceptionally high levels compared to previous averages. On January 9th, the trading volume exceeded 32.4 million shares, while January 8th saw over 27 million units traded. Even on the peak day of January 12th, nearly 22 million shares changed hands. Compared to late 2025, when trading volumes hovered around 2.5–4 million shares per session, the influx of capital into VCB has multiplied, signaling robust participation from major investors.
VCB’s remarkable rally is considered one of the most notable developments among leading banks in the early sessions of 2026. It not only propelled the stock price to unprecedented heights but also pushed Vietcombank’s market capitalization to a new record of over 607 trillion VND—the highest ever achieved by a Vietnamese bank.
VCB Stock Performance
VCB’s surge comes amid the bank’s impressive 2025 performance.
As of December 31, 2025, Vietcombank’s total assets reached 2.48 quadrillion VND, a nearly 20% increase from the end of 2024. Credit extended to the economy totaled approximately 1.66 quadrillion VND, up more than 15%.
On the funding side, market I capital mobilization reached 1.68 quadrillion VND, over 10% higher than the previous year-end, ensuring a balanced and secure capital structure. Consequently, pre-tax profits met targets, with ROA and ROE among the industry leaders, while non-performing loans remained below 1%.
At the 2025 Party Work and Business Review Conference, Mr. Nguyen Thanh Tung, Chairman of Vietcombank’s Board of Directors, emphasized the bank’s commitment to swiftly translating directives into synchronized action plans. This includes enhancing Party work quality, tightening credit control, accelerating meaningful digital transformation, developing high-tech human resources, and strengthening risk management in line with international standards.
Vietcombank pledges to uphold its role as a leading state-owned commercial bank, spearheading monetary policy implementation and contributing significantly to Vietnam’s economic development in the new phase. By 2030, the bank aims to become Vietnam’s largest financial group, one of the world’s top 200 financial conglomerates, and among the 700 largest listed companies globally, driving sustainable national growth.
“Vietcombank must continue its pioneering role, leading the market to become a large-scale bank with advanced technology and competitive regional and global capabilities,” stated the Deputy Governor.
Vietcombank and BIDV Raise Lending Interest Rates
Average lending rates at Vietcombank climbed to 5.8% per annum in December 2025, marking the second consecutive month of upward adjustments. Meanwhile, BIDV also raised its lending rates after a prolonged period of stability.
Vietcombank Aims to Rank Among the World’s Top 200 Financial Conglomerates by 2030
According to Chairman Nguyen Thanh Tung, Vietcombank’s strategic goal by 2030 is to become Vietnam’s largest financial group, rank among the world’s top 200 financial conglomerates, and secure a place within the top 700 listed companies globally.
Banks Attract Record-Breaking Deposits
In 2025, numerous banks reported significant growth in deposits from individuals and businesses, bolstering their capital inflows and creating a robust foundation to accelerate credit expansion. This surge in deposits enables banks to meet the increasing demand for capital, supporting the recovery and growth of economic production and business activities.
Bad Debt Auctions Surge as Banks Offload Corporate Non-Performing Loans
As the Lunar New Year approaches, the pace of non-performing loan (NPL) resolution intensifies across commercial banks. With numerous businesses struggling to secure funds for timely debt repayment, banks are increasingly resorting to auctioning off collateralized assets and debts to recover capital.
Vietcombank’s Shareholders Approve Capital Increase to VND 12,500 Billion
Vietcombank has recently approved a capital increase plan for Vietcombank Securities, raising its chartered capital from VND 2.5 trillion to VND 12.5 trillion—a significant boost of VND 10 trillion.
