Maximize Your Savings: LPBank’s Latest Interest Rate Hike – Which Term Deposit Offers the Highest Return?

LPBank Online Savings Interest Rates for January 2026

LPBank continues to offer higher online savings interest rates compared to in-branch deposits, with rates ranging from 0.1% to 6.3% per annum, depending on the term and interest payment method.

For the end-of-term interest payment option, non-term and deposits under 1 month share a common rate of 0.1% per annum. The 1-month term offers an end-of-term interest rate of 4.5% per annum, while 2 to 5-month terms range from 4.6% to 4.75% per annum.

LPBank sets a 6.2% per annum rate for online deposits with terms from 6 to 11 months. For longer terms, the rate peaks at 6.3% per annum, applicable to deposits from 12 months up to 60 months.

In addition to end-of-term payments, LPBank offers flexible interest payment options for online savings, including advance interest, monthly interest, and quarterly interest, catering to diverse customer needs.

LPBank In-Branch Savings Interest Rates for January 2026

For in-branch savings, LPBank offers interest rates ranging from 0.1% to 5.8% per annum for individual customers, varying by term and interest payment method.

Under the end-of-term interest payment option, non-term and deposits under 1 month are set at 0.1% per annum. The 1-month term offers a rate of 4.2% per annum, while 2 to 5-month terms range from 4.3% to 4.4% per annum.

For medium-term deposits, LPBank offers a 5.7% per annum rate for terms from 6 to 11 months. Longer terms, from 12 months to 60 months, maintain the highest rate of 5.8% per annum for in-branch deposits.

Alongside end-of-term payments, LPBank provides flexible interest payment options such as advance interest, monthly interest, and quarterly interest for in-branch savings.