In 2025, VietinBank’s net interest income rose by 6% year-on-year, reaching over VND 66,453 billion.
Conversely, service income dipped by 5% to VND 6,329 billion, and foreign exchange trading profits declined by 26% to VND 3,121 billion.
On a positive note, securities trading generated nearly VND 704 billion, a 7.6-fold increase from the previous year, while investment securities turned a loss into a VND 153 billion profit. Other operating income also saw a 20% uptick, reaching VND 10,095 billion.
However, operating expenses climbed by 18% to VND 26,550 billion, resulting in a modest 2% growth in net operating profit to VND 60,744 billion.
VietinBank significantly reduced its risk provisioning costs by 37%, allocating only VND 17,298 billion, which led to a 37% surge in pre-tax profit to VND 43,445 billion.
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Q4 and 2025 Business Results of CTG. Unit: Billion VND
Source: VietstockFinance
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The bank’s total assets as of year-end stood at nearly VND 2,770 trillion, a 16% increase from the beginning of the year. Customer loans grew by 16% to over VND 1,990 trillion, while customer deposits rose by 12% to VND 1,790 trillion.
Non-performing loans as of December 31, 2025, edged up by 3% from the start of the year to VND 21,916 billion. This shift was marked by a transition from substandard and doubtful debts to potential loss debts. Consequently, the NPL ratio decreased from 1.24% at the beginning of the year to 1.1%.
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Loan Quality of CTG as of December 31, 2025. Unit: Billion VND
Source: VietstockFinance
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– 10:56 AM, January 31, 2026
BIDV Pre-Tax Profit Projected at VND 37.9 Trillion in 2025, Up 18%
The consolidated financial report reveals that the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV, HOSE: BID) achieved pre-tax profits of nearly VND 37,863 billion, marking an impressive 18% year-on-year growth.
PGBank Reports Pre-Tax Profit of Over 768 Billion VND in 2025, Marking an 81% Surge
Prosperity and Development Commercial Joint Stock Bank (PGBank, UPCoM: PGB) has released its Q4 2025 financial report, revealing a pre-tax profit of over 768 billion VND for the year. This impressive figure marks an 81% increase compared to the previous year and surpasses the annual plan by 7%.
ACB’s Total Assets Surpass 1 Quadrillion VND, FDI Credit Soars 170%
Asia Commercial Bank (HOSE: ACB) reported a pre-tax profit of nearly VND 19,539 billion in Q4/2025, reflecting a modest 7% year-on-year decline due to heightened credit risk provisions. Notably, total assets surpassed VND 1,000 trillion by year-end, while non-performing loans significantly decreased compared to the beginning of the year.
VietinBank Pioneers Sustainable Linked Loan Products, Driving the Development of a Green Financial System in Vietnam
VietinBank pioneers sustainable linked loans in Vietnam, revolutionizing access to credit by tying financing directly to measurable environmental, social, and governance (ESG) goals.
TPBank Reports Over 9.2 Trillion VND in Profit for 2025, ROE Surpasses 18%, with NPL Ratio at a Mere 0.96%
The bank reported a consolidated pre-tax profit of 9.203 trillion VND. Its digital banking segment continued to make a significant impact in the market, with 99% of transactions conducted through digital channels and double-digit growth in service revenue.
