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Interest rates at HDBank in March 2024 for individual customers
In March 2024, the interest rate framework at HDBank for customers depositing money at the counter, receiving end-of-term interest rates fluctuates between 0.5%/year to 8.1%/year.
Specifically, short-term periods of less than 1 month including: 1 day, 1 week, 2 weeks, 3 weeks have a quoted interest rate of 0.5%/year;
Deposits with terms of 1 – 5 months have the same interest rate of 2.45%/year; the 6-month term is 4.5%/year; the 7-11 month term is 4.3%/year;
Customers depositing savings for a 12-month term will receive an interest rate of 4.7%/year, the 13-month term is 4.9%/year.
Note that customers depositing money at HDBank with an amount from 500 billion VND or more will enjoy preferential interest rates of 7.7%/year for the 12-month term and 8.1%/year for the 13-month term.
The interest rate for a 15-month term is 5.5%/year; for an 18-month term, the interest rate is 5.6%/year.
Both the 24-month and 36-month terms have the same interest rate of 5.4%/year.
In addition to end-of-term interest payment, HDBank also offers various flexible interest payment methods for customers to choose from, such as: Pre-interest payment (around 2.35 – 5%/year); Monthly interest payment (around 2.35 – 5.3%/year); Quarterly interest payment (around 4.2 – 5.3%/year); Semi-annual interest payment (around 4.6 – 5.4%/year); Annual interest payment (around 5.2 – 5.3%/year).
Interest rates for funds raised from customers depositing money at HDBank in March 2024
Source: HDBank.
Online savings interest rates at HDBank in March 2024
For online deposits, HDBank applies interest rates ranging from 0.5 – 5.7%/year.
Specifically, terms of less than 1 month have the lowest interest rate of 0.5%/year; the interest rate for a term of 1 – 5 months is 2.95%/year; the 6-month term is 4.6%/year; the 7-11 month term is 4.4%/year; the 12-month term is 4.8%/year; the 13-month term is 5%/year; the 15-month term is 5.6%/year; the 18-month term is 5.7%/year; the 24 and 36-month terms have the same interest rate of 5.5%/year.
In addition, with the online deposit method, HDBank has introduced the Online Treasury Deposit package with a fixed interest rate of 4.7%/year and the flexible online savings method with terms from 6 – 60 months and an interest rate of 2.45%/year.
Interest rates for online deposit funds raised at HDBank in March 2024
Source: HDBank
