Choose a bank to deposit, businesses should consider additional beneficial incentives
Mr. Pham The Trung, the CEO of a consumer goods company based in Hanoi, said that usually after the Lunar New Year, this business plans to deposit idle money in the bank. Due to the nature of business in the confectionery sector, before the Lunar New Year, businesses need capital to import goods. After the Lunar New Year, there is a large amount of cash collected so they tend to deposit money as a safe investment channel and create stable profits. In addition to the criteria for interest rates, Mr. Trung also considers accompanying incentives such as account fees, transfer fees, incidental costs, and possible additional gifts….
Similarly, Mr. Huy Than, the owner of a pharmaceutical company, also revealed plans to choose a bank to deposit money. It must be admitted that the deposit interest rate is not as high as more than 1 year ago, but Mr. Than believes that this is still a safe investment channel. In addition, Mr. Than chooses to deposit money at this time because banks often offer more attractive incentives than usual.
Experts also believe that in the current economic situation, bank deposits are still considered almost risk-free investments, safe money storage, good profits, and high liquidity, ready to provide capital for reinvestment when needed. Companies in business sectors such as consumer goods, beverages, or pharmaceuticals … have a large source of income, so the cash reserve is high. When they do not have a reinvestment plan, they often choose to deposit money.
In addition, bank deposits are also a “safety net” for the operation process at any time. This is a necessary “reserve” for risks as well as ensuring stability for businesses to operate sustainably, opportunities are ready to be grasped immediately.
Understanding this need, since the beginning of the year, a series of banks have launched policies to attract business deposits.
Deposit with a term at ACB, enjoy many great benefits
Flexible in products, services, and incentives, ACB Bank currently brings deposit packages with attractive interest rates, flexible terms, meeting various needs of business customers.
Businesses will receive interest on deposits at the end of the term / month / quarter and have flexible capital withdrawal during the deposit term according to demand. This incentive ensures that businesses use capital reasonably in production and business, while still generating profits.
In particular, customers only need to deposit from VND 100 million with a 6-month term, at the counter or online, to receive a voucher, immediately get a chance to win luxury prizes such as a Mercedes car, 9999 Gold, 100 million Visa Debit Card. This attractive incentive is only available at the program “Tet with ACB, gifts never stop coming”, one of the largest promotions ever. All customer vouchers will be drawn on 04.04.2024.
In addition, the opportunity to win 100% of prizes from the daily lucky draw program is especially for business customers who deposit from VND 10 million, with a term of 6 months or more at the counter from now until 30/6/2024.
When opening an ACB account, businesses immediately enjoy the benefits of the “ACB No Fee” solution package such as 100% free domestic transaction fees on online channels (ACB ONE BIZ or ACB ONE PRO) such as VND transfer fees within/outside the system, household salary transfer fees, batch transfer fees, other account service fees, and competitive offers for international payment services. Transactions are executed quickly, safely, and with information security.
Refer to additional information at https://acb.com.vn/doanh-nghiep-goi-giai-phap/acb-khong-phi
