“Cash Loan Offer: Home Credit’s ‘Light Interest’ Promotion”

Home Credit is offering a significant discount of up to 1.1 million VND on loan installments. For a reference loan of 20 million VND over a 12-month period and the current interest rate, this discount is applicable. The discount also includes the promotional program “16th Birthday – 600K off online loans.”

Loans under this program offer flexible limits, tailored to customers’ cash needs, with a maximum limit of up to 200 million VND for customers with a good credit history and larger financial plans such as home improvement, furniture purchases, or travel. The interest rate depends on the loan amount and the customer’s credit history at the time of the loan check.

Not only are the limits, interest rates, and approval processes flexible, but the online application is also incredibly fast, taking less than 3 minutes, even on weekends. This ensures that customers can access cash quickly when they need it. Additionally, the loan application does not require income verification or payroll statements. Moreover, the loan package is disbursed through a bank account in just 10 minutes after a successful contract signing.

In an interview, Ms. Thanh Van, a resident of District 7, Ho Chi Minh City, and a Home Credit customer for 3 years, shared that she immediately signed up for this new promotional loan package for her travel plans. “Due to my good repayment history, my loan application for 30 million VND was swiftly approved. When I learned about this new promotion, I immediately applied for a cash loan online. After successful disbursement on June 16, I received three discount codes, each worth 200 thousand VND per installment, totaling a discount of 600 thousand VND when paying through the Home Credit application,” Ms. Van said.

Home Credit customers can enjoy multiple benefits when applying for cash loans.

In addition to the reduced interest rates, customers also benefit from additional promotions when making loan payments through the Home Credit application.

This interest rate adjustment by Home Credit is a response to the Government’s call and the direction of the State Bank to support customers and contribute to overcoming economic challenges. It is also a practical action by this digital finance company to stand by its customers during these economically challenging times.