SHB is offering a special loan package to help customers secure competitive interest rates for their dream homes. From now until December 31, 2024, the Saigon-Hanoi Commercial Joint Stock Bank (SHB) is offering a nationwide loan package for purchasing residential and project houses with attractive interest rates.
Customers can borrow up to 90% of the value of the intended purchase with no limit on the loan amount, at interest rates as low as 5.79%/year. With a loan term of up to 25 years, customers can enjoy a relaxed repayment schedule with interest payments of up to 3 months/time and principal payments of up to 6 months/time. This allows customers to live comfortably in their new homes without the financial burden.
SHB also offers a 24-month grace period on principal payments, during which customers only need to pay interest according to the agreed schedule. Starting from the 25th month, customers will pay both principal and interest. Additionally, customers have the flexibility to choose their collateral, including securities/deposit balance, real estate formed from borrowed capital/other real estate, or automobiles.
For customers purchasing project houses, SHB has partnered with large developers such as T&T Group, Vingroup, and HUD to offer loans for 30 projects across Hanoi, Ho Chi Minh City, Nghe An, and Khanh Hoa, among others. This makes it easier for customers to find apartments that fit their financial needs.
SHB representatives shared that they have improved their processes to support customers with loan procedures and documentation. They have also reduced the time for appraisal, approval, and disbursement. Customers can prove their income source with various types of income, including salary, household business activities, or income from enterprises owned by the customer.
In addition to the attractive interest rate of 5.79%/year, SHB’s professional staff are always ready to assist customers with their loan applications and disbursements. Customers will also receive attractive credit card/overdraft limit offers. “We hope that this preferential home loan package will help customers reduce financial pressure and easily access loans at competitive and stable interest rates, along with many exclusive privileges,” said the SHB representative.
With a focus on empathy, SHB is committed to accompanying, creating, and spreading positive values to the people of Vietnam. The bank continuously improves the quality of its credit products and financial services to meet the needs of its customers and the market. Millions of customers have chosen SHB as their trusted partner for home loans and other financial solutions and services.
For the period 2024 – 2028, SHB aims to become the TOP 1 bank in terms of efficiency, the most favored Digital Bank, and the best Retail Bank. SHB also aims to be a leading provider of capital, financial products, and services to strategic private and state-owned enterprises, with a focus on supply chains, value chains, and ecosystem development, promoting green growth.
For more information, customers can visit https://www.shb.com.vn or call the 24/7 hotline at 6688 for assistance.
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