In today’s challenging economic climate, marked by high inflation and financial constraints, individuals are seeking ways to optimize their spending and maximize returns. Leveraging idle funds to generate controlled and profitable returns has become a priority for many.

Attractive Returns, Flexible Tenure, and Security

MSB has introduced a profit-making feature for accounts, offering a seamless solution for customers to turn idle funds into a lucrative opportunity without the complexities and risks associated with other options. Customers can maximize their profits with peace of mind, without devoting excessive time and effort to monitoring and management.

The MSB account profit-making feature is activated through the MSB mBank app, where customers can select flexible tenure options and enjoy interest rates up to 7 times higher than typical non-term deposits. By taking a few simple steps on the app, customers can make their idle funds profitable on a daily basis, instead of keeping their money stagnant in a regular savings account.

This optimization of cash flow benefits not only those with stable finances but also individuals who require flexibility in capital usage. Customers can freely adjust their profitable amounts and choose suitable tenures according to their personal financial situations.

The standout feature is the superior interest rate compared to regular savings accounts. With a minimum holding period of just one week, customers can earn up to 3.1%/year. For those opting for longer tenures, the maximum interest rate can reach 4.2%/year for a 3-month period.

Additionally, customers have the flexibility to choose tenures ranging from 1 week to 3 months, allowing for profit maximization while maintaining high liquidity.

Ms. Huyen Anh, CFO of a leading steel company in Hanoi and a long-term investor, shared her perspective: “In the current context, I prioritize flexibility and focus on the interest rates offered by investment channels. With MSB’s interest rate of up to 4.2%/year for a 3-month term, it is indeed an attractive and effective option for optimizing idle funds.”

An Efficient Financial Solution

Not everyone has the time or expertise to keep track of market fluctuations daily. For those seeking a safe, low-risk, and hands-off investment approach, the MSB account profit-making feature is ideal.

“With the high volatility in today’s investment market, I no longer feel confident in traditional investment channels,” said Mr. Tran Tuan Anh, a private investor. “The profit-making feature on MSB accounts provides an efficient solution for me to profit from idle funds without worrying about market fluctuations.”

This feature not only helps customers generate returns but also plays a protective role in safeguarding and increasing the value of their assets in a secure and sustainable manner. With MSB’s support, customers can confidently invest and enjoy higher returns without the complexity of managing their account cash flow.

“Our aim is to provide customers with a simple yet effective solution to earn consistent returns from their idle funds without the complexities of the financial market,” shared an MSB representative. “Especially for those who want to avoid the pressure of short-term fluctuations, this is the perfect choice, ensuring both profitability and asset protection.”

With its attractive interest rates, flexible tenure options, and high security, the MSB account profit-making feature is an optimal solution for customers to enhance their asset value in a volatile economic environment.

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