Despite staying in the market for over three years, his investment account has yet to break even. Out of his holdings, 4 out of 6 stocks are still down 10 to 35%, despite the VN-Index‘s strong performance and new peak at the end of July 2025. This is not an exception but the common scenario for thousands of individual investors today.
The index is up, but over 70% of stocks are still in the red. Why?
Data from MoneyGain reveals a paradox: While the VN-Index has surpassed its early 2022 peak, only 30% of stocks have broken even, and merely 26% have risen by 10% or more. In contrast, 70% of stocks are still underwater compared to their prices three years ago. Furthermore, from the beginning of 2025 until July 31, 2025, the market has gained 18%, but 37% of stocks are still in negative territory, and only 35% have risen more than 20%, outperforming the index (VN-Index up 18%). These statistics are calculated based on stocks with an average daily trading volume of 100,000.
In other words, if an investor does not hold the right stocks, their account can still decline even when the market rallies, possibly underperforming the index.
It’s not the market’s fault; it’s the stock-picking strategy.
Like Mr. Hung, numerous investors find themselves in a situation where their “portfolio lags the market” or even incurs losses. The core issue is not bad luck or market timing but the lack of a disciplined, high-probability quantitative stock-picking system.
In today’s modern market, winning is not about sentiment or rumors. It’s a game of probabilities, data, and professional decision-making systems, which most individual investors lack.
MoneyGain – Vietnam’s Unique Platform for Disciplined Growth Investing
Mr. Hung’s turning point came when he discovered MoneyGain, a disciplined growth investing platform exclusively designed for individual investors in Vietnam. MoneyGain’s investment philosophy is built on three pillars: quantitative analysis, fundamental analysis, and modern technical analysis.
What sets MoneyGain apart is its comprehensive ranking system, the first of its kind in Vietnam, which combines industry and stock rankings to help investors:
(1) Identify the strongest stocks in the strongest sectors, thereby increasing the probability of outperforming the market.
(2) Base their decisions on critical factors that directly influence the likelihood of price appreciation, including:
– Profitability ranking (earnings growth, operating cash flow, etc.)
– Efficiency ranking (revenue growth, cost control, and operational efficiency (ROE), etc.)
– Demand strength (institutional money flow strength)
– Price strength (Relative Strength)
Finding the strongest stocks in the leading sectors – with Vietnam’s first comprehensive ranking system
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Outperforming Model Portfolios Year after Year
At MoneyGain, Mr. Hung not only gains access to tools for market trend analysis, stock selection, and filtering but also benefits from fully transparent model portfolios, along with explanations for stock picks, transaction timings, and real-time performance tracking.
Here’s a look at the performance of MoneyGain’s model portfolios over the years:
– 2023: MoneyGain portfolio up 23.7%, VN-Index up 8.2%. MoneyGain portfolio outperforms the index by nearly 3 times.
– 2024: MoneyGain portfolio up 22.0%, VN-Index up 11.9%. MoneyGain portfolio outperforms the index by nearly 2 times.
– 2025 (as of July 31, 2025): MoneyGain portfolio up 31.4%, VN-Index up 18.3%. MoneyGain portfolio continues to outperform the index and many large investment funds.
MoneyGain portfolio up 31.4%, significantly outpacing the VN-Index gain of 18.3%.
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From Emotional to Professional Investing
“Previously, I picked stocks based on rumors and emotions, without considering crucial data,” Mr. Hung shared. “Now, I follow a systematic approach. Each buy or sell decision is based on clear reasons, and I understand why I’m placing the trade and when to exit.”
He no longer worries about market volatility or panics when his stocks decline for a few sessions. He knows he’s investing with discipline, just like a professional fund manager.
Successful investing doesn’t have to be complicated; it requires the right system. MoneyGain empowers individual investors to make more informed decisions based on data, strategy, and real-world performance. Experience the MoneyGain investment system here.
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– 06:58 08/04/2025
