The Ultimate Guide to Investing: Unlocking the Secrets to Managing Over $6 Billion in Assets.

The first half of 2025 has been a period of strong growth for the Vietnamese stock market, with liquidity consistently reaching new highs, individual investor funding remaining high, and the industry’s total margin debt surpassing VND 292,000 billion – a more than 20% increase compared to the beginning of the year. In this dynamic and promising context, MB Securities (MBS) has successfully increased its assets under management (AUM) to approximately VND 160,000 billion (equivalent to over USD 6 billion), nearly 1.5 times higher than the 2024 average. This significant growth in AUM reflects MBS’s efficient asset management capabilities and its ability to cater to the diverse investment needs of its clients, ranging from individual investors to large institutions. It stands as a testament to the trust and long-term commitment of customers towards MBS in its role as a reputable investment advisor and asset manager.

Over 200,000 new customers chose MBS in the first six months

Currently, MBS manages approximately 650,000 customer accounts, an increase of 200,000 new customers compared to the beginning of 2025. This growth can be attributed to MBS’s strong focus on technology investment, as promised. The MBS Mobile App and S24 trading platforms on phones and computers, respectively, have been continuously enhanced with features that serve investors, such as increased buying power, higher margin ratios for select securities, gifting fractional shares to customers, and upgrades to the trading view feature for more convenient technical analysis chart monitoring. Additionally, improvements have been made to the user interface, making it smoother and easier for customers to place orders and conduct searches. These features have satisfied investors’ needs for capital and investment management during the market’s bullish period.

The customer growth reflects the increasing trust of investors in MBS, not only due to its reputation and prestige but also because of the continuous improvements in service quality. MBS customers benefit from comprehensive asset management support and a diverse range of products, including equity, derivatives, bonds, covered warrants, and in-depth investment advisory services. “My investment portfolio at MBS has seen strong growth rates ranging from 20% to 40% in the last four months. These rates are quite impressive, given the market’s bullish period, despite occasional volatility,” said Mr. Linh, a new investor who opened an account with MBS in early 2025. This superior investment performance reflects not only the market’s potential but also MBS’s effective support and advisory capabilities, helping customers optimize their profits.

Competitive margin interest rate of 6.99% for investors

For investors, having sufficient financial resources to seize market opportunities is of utmost importance. Therefore, investors often compare margin interest rates among securities companies before making a choice. Recently, MBS introduced a promotional package offering a 6.99% margin interest rate and lifetime transaction fee waivers for new account openings. Additionally, MBS provides multiple interest rate packages for customers to choose from, including an 8.6% margin interest rate package with a VND 500 million limit and a 9.5% package with a VND 5 billion limit, along with T+ interest rate packages like the T+3 interest-free package. New account openings at MBS also come with bonus shares.

MBS’s “zero-fee for life” policy and various promotional offers on margin and T+ interest rates not only help investors save costs in the long run but also demonstrate the company’s commitment to standing by its customers in the context of intense competition in the securities market. This is considered a significant advantage, solidifying MBS’s position among the leading securities companies in the current digital transformation era.

Open a securities account at MBS here

Dolphin AI – a modern AI-powered stock advisory application

Dolphin AI is a pioneering AI-powered stock advisory application in Vietnam, integrated into the MBS Mobile App. MBS has been continuously developing and enhancing Dolphin AI to better serve its customers. In this digital age, customers can use Dolphin AI to receive advice on stock selection, especially for F0 and Gen Y and Z investors. The introduction of Dolphin AI has created a new wave of excitement among online investors, particularly those who appreciate technology and desire a smart and convenient advisory tool.

Among the existing AI applications, Dolphin AI stands out for its combination of Big Data, Machine Learning, and LLM, providing superior capabilities in stock advisory, evaluation, and analysis with a personalized and comprehensive approach for each investor. Dolphin AI can assess valuation, business results, and money flow trends and is available 24/7 in real-time to serve investors whenever they need it. It is especially suitable for new investors who want to learn about the market and receive diverse advisory services.

In the digital age, there are risks associated with information leaks and theft. MBS’s collaboration with Viettel to adopt advanced technologies to protect the security of the system and the confidentiality of customer account information is a testament to its commitment to providing reliable and safe transactions for its customers.

Thanks to its superior technology capabilities, Dolphin AI and the MBS Mobile App have been awarded three Sao Khue Awards in 2025, with the MBS Mobile App excelling with a Top 10 ranking – the highest distinction. This prestigious recognition acknowledges MBS’s relentless efforts in developing a smart, user-friendly, and secure trading application.