ACB’s Deposit Interest Rates for Over-the-Counter Deposits in August 2025
As of early August, Asia Commercial Joint Stock Bank (ACB) continues to apply deposit interest rates for customers making deposits at the counter, with interest payable at the end of the term ranging from 0.5% to 4.5% per annum.
Specifically, ACB offers an interest rate of 0.5% per annum for tenors of 1-3 weeks; 1-month tenor at 2.3% per annum; 2-month tenor at 2.5% per annum; 3-month tenor at 2.7% per annum; 4-month tenor at 2.9% per annum; 5-month tenor at 3.1% per annum; 6-month tenor at 3.5% per annum; 9-month tenor at 3.7% per annum; and 12-month tenor at 4.4% per annum.
ACB offers a deposit interest rate of 4.5% per annum for tenors of 13-36 months. For the 13-month tenor, customers depositing 200 billion VND or more will receive a preferential interest rate of 6.0% per annum.
ACB’s Deposit Interest Rates for Over-the-Counter Deposits in August 2025
Source: ACB
In addition to interest payable at the end of the term, ACB also offers flexible interest payment options: Quarterly interest: Interest rates range from 4.30% to 4.4% per annum; Monthly interest: Interest rates range from 2.45% to 4.35% per annum (For the 13-month tenor, a minimum deposit of 200 billion VND earns an interest rate of 5.9% per annum); Interest payable in advance: Interest rates range from 2.25% to 4.2% per annum.
ACB also offers the Phúc An Lá»™c and TÃch LÅ©y TÆ°Æ¡ng Lai savings packages for customers to choose from, with interest rates of up to 4.7% per annum.
ACB’s Online Deposit Interest Rates for August 2025
For online deposits via the banking app, ACB’s deposit interest rates range from 0.5% to 5.1% per annum for interest payable at the end of the term.
Specifically, ACB applies an interest rate of 0.5% per annum for tenors of 1-3 weeks. For other tenors, ACB offers different interest rates depending on the deposit amount. Details are as follows:
Deposit amount below 200 million VND: The interest rate for a 1-month tenor is 3.1% per annum; 2-month tenor at 3.2% per annum; 3-month tenor at 3.5% per annum; 6-month tenor at 4.2% per annum; 9-month tenor at 4.3% per annum; and 12-month tenor at 4.9% per annum.
Deposit amount from 200 million VND to below 1 billion VND: The interest rate for a 1-month tenor is 3.2% per annum; 2-month tenor at 3.3% per annum; 3-month tenor at 3.6% per annum; 6-month tenor at 4.3% per annum; 9-month tenor at 4.4% per annum; and 12-month tenor at 5.0% per annum.
Deposit amount from 1 billion VND to below 5 billion VND: The interest rate for a 1-month tenor is 3.25% per annum; 2-month tenor at 3.35% per annum; 3-month tenor at 3.65% per annum; 6-month tenor at 4.35% per annum; 9-month tenor at 4.45% per annum; and 12-month tenor at 5.05% per annum.
Deposit amount of 5 billion VND or more: The interest rate for a 1-month tenor is 3.3% per annum; 2-month tenor at 3.4% per annum; 3-month tenor at 3.7% per annum; 6-month tenor at 4.4% per annum; 9-month tenor at 4.5% per annum; and 12-month tenor at 5.1% per annum.
Thus, the highest online deposit interest rate offered by ACB for a 12-month tenor ranges from 4.9% to 5.1% per annum, depending on the deposit amount.
ACB’s Online Deposit Interest Rates for August 2025
Source: ACB
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