Unlocking Capital Challenges: LPBank Empowers Businesses to Thrive with Cost Optimization

Businesses Get Much-Needed Relief with Capital and Operational Cost Support

Resolution No. 68-NQ/TW dated May 4, 2025, from the Political Bureau emphasized the importance of the private sector as a pioneer in science, technology, and innovation, playing a leading role in Vietnam’s economy. This recognition goes beyond acknowledging the private sector’s role and calls for an entire ecosystem to support businesses, especially financial institutions.

Resolution 68 also stresses the need to diversify funding sources for the private sector, encouraging banks to become strategic partners to businesses. This enables easier access to capital, digital transformation, and sustainable development. In response, many banks have proactively expanded their mechanisms and implemented supportive policies on capital and production costs to facilitate businesses’ swift and timely access to resources.

LPBank, always at the forefront of executing the Party and State’s directives and policies, deeply understands its mission and grasps the market’s urgent needs. The bank has been aggressively offering comprehensive financial solutions to businesses, including the “Super Account – LPBank Total” solution, which helps reduce operating costs and brings maximum benefits to enterprises.

One of the product’s outstanding advantages is the policy of waiving 100% of domestic and international transfer fees (excluding telegraphic charges paid to correspondent banks). Additionally, a series of common financial operating costs are also reduced to “zero dong,” including account management fees, annual fees for LPBank Biz e-banking services, all online transfer fees, salary payments, e-tax payments, and virtual/identified account services.

LPBank offers more than just fee privileges with the Super Account package. With its modern technology platform, businesses can choose a premium account number worth up to 20 million VND for free, creating a unique brand impression and bringing good luck in business. LPBank prioritizes convenience by simplifying the participation requirements, making it easier for businesses to access these benefits. New customers can enjoy the full range of benefits for six months without any binding conditions. After the initial promotional period, businesses only need to maintain an average balance of 50 million VND per month to continue enjoying the package’s privileges.

When enterprises have a healthy financial foundation and stable operations, credit institutions can more easily provide capital quickly, safely, and efficiently. Recognizing this, LPBank launched the “Super Credit – LPBank Business” product, offering flexible, transparent, and optimal financial solutions to all customer segments.

With a streamlined process, the product ensures swift access to capital for production and business expansion, with a credit limit of up to 10 billion VND and a turnaround time of just 72 hours for loan disbursement, guarantee issuance, and L/C opening. This product meets diverse short-term capital needs, ensuring businesses have control over their cash flow during the acceleration phase.

The “Super Credit – LPBank Business” product offers a diverse range of options with a credit limit of up to 10 billion VND.

LPBank Empowers Businesses to Thrive

Currently, LPBank’s corporate clients operate in various industries and fields. Accessing LPBank’s financial solutions not only helps businesses address immediate capital and operating cost issues but also provides the impetus for them to accelerate and enhance their competitive position in the domestic and international markets.

Understanding this need, LPBank offers exclusive privileges to corporate clients using the LPBank Visa Corporate – LP Dong Hanh credit card. This privilege can be likened to a professional “financial business card” for enterprises aiming to expand international cooperation. With an interest-free period of up to 58 days and a foreign transaction fee of only 1%, businesses can optimize their cash flow for short-term expenses and gain an advantage in financial management.

LPBank Visa Corporate – LP Dong Hanh: A flexible payment solution exclusively for pioneering businesses.

Along with financial benefits, businesses can also enjoy a range of premium privileges, including monthly golf vouchers, access to airport business lounges at major airports, 1% cashback up to 500,000 VND for total spending of 30,000,000 VND within 30 days from card activation, and one free airport pickup/drop-off per quarter (150,000 VND discount code for BE/Xanh SM/Grab ride). Moreover, with an unlimited number of supplementary cards, businesses can easily allocate credit limits and effectively control expenses—an ideal solution for units with multiple departments and branches involved in operations.

By providing safe and flexible financial policies and solutions, LPBank stands by businesses, contributing to the country’s economic development during this transformative stage of growth and acceleration. “With our experience in providing financial services to businesses, LPBank will actively implement preferential policies for various industries. Moreover, listening to and understanding the practical needs of enterprises are our motivation to continuously improve our products, becoming a trusted financial partner for sustainable development and contributing to the advancement of Vietnam’s economy”, shared a representative from LPBank.

For financial consulting on loan packages, please contact your nearest LPBank branch/transaction office, call the 24/7 hotline *8668, or click here for more details.