SHB’s Deposit Interest Rates for August 2025
For customers making deposits at the counter through the step-up savings product and receiving interest at maturity, SHB offers two interest rate tiers based on deposit amounts: Below VND 2 billion and VND 2 billion or above.
For deposits below VND 2 billion, interest rates range from 0.5% to 5.5% per annum. Specifically, for tenors of less than 1 month, the interest rate is 0.5%/year; for 1-2 months, it is 3.3%/year; 3-5 months earn 3.6%/year; 6-11 months receive 4.6%/year; 12 months earn 5.0%/year; 13-18 months have an interest rate of 5.1%/year; 24 months earn 5.2%/year; and for tenors of 36 months or more, the highest interest rate offered is 5.5%/year.
SHB’s Counter Deposit Interest Rate Table for August 2025
For deposits of VND 2 billion or more, interest rates range from 0.5% to 5.6% per annum. Specifically, for tenors of less than 1 month, the interest rate is 0.5%/year; for 1-2 months, it is 3.4%/year; 3-5 months earn 3.7%/year; 6-11 months receive 4.7%/year; 12 months have an interest rate of 5.1%/year ; 13-18 months earn 5.2%/year; 24 months have an interest rate of 5.3%/year; and for tenors of 36 months or more, the highest interest rate offered is 5.6%/year .
In addition to receiving interest at maturity, customers can choose from various other interest payment options, including: receiving interest in advance, monthly, quarterly, semi-annually, or annually.
SHB’s Online Deposit Interest Rates for August 2025
For online deposits, SHB offers higher interest rates for tenors of 1 month or more, with rates 0.1% per annum higher than counter deposits, ranging from 3.5% to 5.8% per annum.
Specifically, for tenors of 1-2 months, the interest rate applied is 3.5%/year; 3-4 months earn 3.8%/year; 5 months have an interest rate of 3.9%/year; 6-8 months receive 4.9%/year; 9-11 months earn 5.0%/year; 12 months have an interest rate of 5.3%/year; 13-24 months earn 5.5%/year; and for tenors of 36 months or more, the highest interest rate offered is 5.8%/year .
SHB’s Online Savings Interest Rate Table for August 2025
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