Alongside these achievements, Sacombank was also honored to be among the TOP 20 enterprises awarded the “Tech Empowerment Awards,” recognizing outstanding achievements in the application of digital technology to enhance human resource management and improve employee work experiences.
Sacombank representative receiving the award
Multi-Generation – Multi-Value: The Source of Sustainable Strength
With the 2025 theme “Multi-Generation Synergy – The Power of Multi-Generations,” HR Asia highly appreciates Sacombank’s multi-generational human resource management model. The bank boasts a diverse workforce of over 16,000 employees of all ages, bringing a wealth of experience and a range of perspectives – from veteran leaders to dynamic and creative Gen Zers. This unique blend fosters an enriching work environment that promotes innovation and sustainable development.
Recognizing the evolving demographics and future human resource needs, Sacombank focuses on attracting and developing young talent, a key factor in its long-term growth. In 2025, the bank engaged with over 5,000 students through career guidance workshops, corporate visits, internships offering practical work experience, and scholarship programs to support and inspire students in their academic pursuits and dreams. From 2004 to the present, Sacombank has awarded over 46,300 scholarships totaling nearly VND 7.2 billion.
In parallel with developing young talent, Sacombank also invests significantly in its core personnel through a series of high-quality programs aimed at fostering a dedicated attitude, a meticulous work ethic, professional expertise, innovative knowledge, and a creative mindset. These programs lay the foundation for the bank’s management succession planning initiatives.
Regarding overall human resource policies, Sacombank has always considered its people as the core of its sustainable development strategy. Over the years, the bank has continuously enhanced its income policies to motivate and retain its team. In 2024, the average income of employees increased by 10.3% compared to the previous year. Accompanying the competitive salary and bonus policies are comprehensive welfare benefits, including life insurance, periodic health check-up packages, and employee family care policies through gifts and preferential banking service rates.
Digital Transformation in Human Resource Management – A Driver for Sustainable Growth
The “Tech Empowerment Awards” is a testament to Sacombank’s comprehensive efforts in digital transformation for human resource management. The bank not only applies technology as a supporting tool but also embraces it as a strategic foundation to enhance employee experiences and build a modern and efficient work environment.
Through strategic collaborations with Microsoft Vietnam and other leading technology partners, Sacombank has enhanced its management capabilities, optimized human resource data exploitation, implemented digital skills training for its staff, and promoted AI-driven banking solutions and process automation tools (RPA).
As a result, there has been a noticeable improvement in productivity, reducing manual tasks and work pressure. Additionally, the internal learning system has been developed into an open platform, allowing employees convenient access to training programs anytime, anywhere, catering to the diverse generations and specific job natures within the organization.
Sacombank’s representative emphasized, “We believe that each Sacombank member is a brand ambassador. Being consecutively recognized by HR Asia as one of the ‘Best Workplaces in Asia’ for five years is a testament to our spirit of innovation, our deep commitment to our sustainable development strategy, and the strong alignment between our human resources and our organizational goals. This also serves as our motivation to continually enhance our advanced, humane, and sustainable work environment to meet the expectations of the diverse generations of Sacombank employees.”
The “Best Companies to Work for in Asia” award, organized by HR Asia, follows a rigorous evaluation process, including a 70% anonymous employee survey based on the T.E.A.M (Thinking – Emotion – Action – Motivation) model and a 30% combination of leadership interviews and independent assessments by an international panel of experts.
Sacombank’s receipt of both the main award and the special technology award underscores the bank’s comprehensive efforts in people development, not just in policies but also in long-term vision and strategy.
The Digital Transformation Bill: Proposing 9 Prohibited Actions in the Digital Transformation Era
The Ministry of Science and Technology is drafting the Digital Transformation Act to enhance the legal framework for the country’s digitalization and create an interdisciplinary legal foundation for digital transformation in sectors embracing digitalization. Notably, the act includes provisions on prohibited actions during digital transformation.
Digital Transformation: Empowering Small Businesses for the New Normal
As of July 2025, Decree 70 mandates that business households adopt electronic invoicing and tax management in line with new standards. This levels the playing field, as digitalization is no longer exclusive to large enterprises but becomes the operational norm for all businesses.
“The Rise of Non-Performing Loans Stalls, Many Banks Improve Loan Quality”
The silver lining in the cloud of non-performing loans is that the upward trajectory of total bad debt at the end of the second quarter showed signs of abating. This improvement can be attributed to a combination of factors: prudent monetary policies, a cautious approach to credit strategies, and the gradual recovery of the economy. As a result, many banks have successfully enhanced their loan quality and mitigated bad debt risks.
“G-Group and MBV Collaboration: Unlocking the Power of Tech and Finance for Digital Transformation”
On August 6, G-Group Technology Corporation and the Vietnam Modern Commercial Joint Stock Bank (MBV) signed a comprehensive strategic cooperation agreement, forging a long-term partnership between two leading enterprises in the fields of technology and finance. This collaboration aims to empower and accelerate comprehensive digital transformation.
“Unlock the Power of Digital Authentication: VNeID on OCB OMNI”
“In a significant step towards enhancing customer experience and supporting the successful implementation of Scheme 06, Orient Commercial Joint Stock Bank (OCB) and the Research and Application Center for Population Database and Civil Status (RAR) under the Ministry of Public Security have joined forces. The two entities have officially signed a contract to integrate electronic authentication services via VNeID into the OCB OMNI application, marking a pivotal move towards optimizing customer journeys and solidarily collaborating with relevant authorities.”
