HDBank has consistently maintained an impressive ROE of over 25% for many years. In the first half of 2025, the bank achieved a pre-tax profit of VND 10,068 billion, a 23.3% increase compared to the same period last year – the highest semi-annual profit in its history. With an ROE of 26.5% and an ROA of 2.2%, HDBank is among the industry’s most efficient institutions. Total assets exceeded VND 784 trillion, and credit growth reached 18.2% – nearly double the system-wide average.
The Forbes ranking is based on audited financial reports and market capitalization data, focusing on sustainable growth, profitability, and financial health. Key metrics such as capitalization, revenue, profit margins, ROE, and EPS are analyzed over a 3-5 year period, along with qualitative assessments of corporate governance, brand reputation, and industry influence.
On the stock market, HDB is one of the largest capitalized stocks in the banking sector. Just a year after its IPO, HDB shares entered the VN30 and Top 10 best companies on the HOSE, and have consistently been in the Top 20 of the Ho Chi Minh City Stock Exchange’s Sustainability Index, VN30, VN Diamond, and VN Finlead. This strengthens liquidity, attracts domestic and foreign investment funds, and reflects market confidence in the bank’s long-term strategy.
Not only has HDBank established itself in Vietnam, but it has also been selected as one of the few Vietnamese businesses to be present at the 2025 ASEAN Corporate Governance Awards in Malaysia. This presence affirms the bank’s pioneering role in embracing international standards and elevating Vietnamese enterprises on the global financial map.
With over 35 years of development, HDBank has become one of Vietnam’s leading diversified retail banks, accompanying the country’s prosperity. Being in the Forbes Top 50 not only confirms the strength of the HDB brand and the appeal of its shares but also serves as a springboard for the bank to further expand its influence and contribute to the sustainable development of the financial market and the pioneering role of the private sector in the global integration process.
“TIG Seeks to Divest Its Hungarian Subsidiary”
“TIG is planning to divest its entire stake in RE-G Real Estate Utilization LLC, a company based in Hungary. The proposed transaction is expected to take place in the third or fourth quarter of 2025.”
HDBank: Among the Top 50 Listed Companies in 2025
On August 21, 2025, Forbes Vietnam unveiled its list of Vietnam’s 50 Best Listed Companies in 2025, featuring leading enterprises across key sectors, representing the dynamic and resilient listed company sector of the economy. Among them, HDBank stands out as a prominent multi-functional retail bank, solidifying its position and pioneering role in the private sector of Vietnam’s financial and banking system.
“VPBank’s Deposits Soar in H1 2025: Outpacing Peer Group Growth, Surpassing Two Big4 Banks”
“VPBank stands out amidst a challenging landscape where many banks struggle to keep pace with credit growth, exerting pressure on liquidity. The bank has impressively outperformed several state-owned giants in terms of mobilization, showcasing its prowess in both scale and the quality of its capital sources. VPBank’s remarkable CASA growth and its ability to attract international capital have solidified its position as a leader in the industry.”
Credit Growth and the ‘Carrot’ for Select Banks
The rapid growth of credit contrasted with slower capital mobilization has put significant strain on the banking system’s liquidity. In response, the State Bank has intervened by reducing the statutory reserve ratio by 50% for four banks that are recipients of mandatory transfers from four banks under special control.
Profitable Banks: A Tale of Financial Success
The financial reports of 27 listed commercial banks for the second quarter and first half of 2025 have been released. The cumulative pre-tax profit for the first six months of the year rose by over 16% compared to the same period last year, reaching an impressive figure of nearly VND 172 trillion.
