Home Credit Vietnam Records Over VND 1,160 Billion in Net Profit for H1 2025

As of the end of the first half of 2025, Home Credit Vietnam reported a net profit of over VND 1,166.6 billion, a significant surge of 146.1% compared to the same period last year. The company's outstanding debt from bond issuances stood at VND 6,700 billion, marking an increase of 91.4%.

0
41

The Hanoi Stock Exchange (HNX) has published financial information about Home Credit Vietnam Joint Stock Company.

For the first six months of 2025, Home Credit Vietnam reported a post-tax profit of over VND 1,166.6 billion, a 146.1% increase compared to the same period last year.

As of June 30, 2025, the company’s equity stood at nearly VND 8,104.1 billion, a 15.7% increase year-on-year. Owner’s investment capital remained unchanged at VND 2,050 billion, while post-tax undistributed profit was nearly VND 4,755.9 billion.

Illustrative image

The debt-to-equity ratio increased from 3.04 to 3.13, indicating that Home Credit Vietnam’s total debt was nearly VND 25,403.8 billion.

Of this, bank and credit institution loans accounted for nearly VND 7,014.6 billion, a 19.4% increase year-on-year. Bond issuance stood at VND 6,700 billion, a 91.4% surge, while other debts totaled over VND 11,689.2 billion, a slight decrease of VND 237 billion.

Regarding Home Credit Vietnam’s bond issuance, the company successfully issued nine bond batches in the first half of the year.

Specifically, six batches were issued in June 2025, including HCV12509, HCV12507, HCV12508, HCV12506, HCV12505, and HCV12504, with a total value of VND 2,400 billion.

Additionally, three more batches were offered at the end of May 2025, valued at VND 1,200 billion. These were coded as HCV12503, HCV12502, and HCV12501, each with a value of VND 400 billion.

According to periodic disclosures on bond principal and interest payments, Home Credit Vietnam made timely interest payments totaling over VND 209 billion for five bond batches in the first half of 2025.

These payments were made for the bond batches HCVCL2427001 (VND 74 billion), HCVCL2426002 (VND 35 billion), HCVCL2426003 (VND 35 billion), HCVCL2426004 (VND 21 billion), and HCVCL2427005 (VND 44.4 billion).

It is worth noting that the above bond batches were issued by Home Credit Vietnam in 2024, with issuance values ranging from VND 300 billion to VND 1,000 billion per batch and terms of 2 to 3 years.

You may also like

“Vast Debt and Losses Plague La Vong Corporation-Affiliated Enterprise”

As of June 30, 2025, Aqua City Hòa Bình’s liabilities stood at a substantial 2,166 billion VND. The majority of this debt comprises bond issuances totaling 999 billion VND, alongside significant bank borrowings exceeding 851.7 billion VND.

The Veiled Female Shareholder Splashes Cash on Vietravel Stocks

“In a recent display of confidence in Vietravel, Ms. Thuy Tien has bolstered her stake in the company. She acquired an additional 6 million VTR shares, investing a substantial 144 billion VND during the company’s recent rights issue. This strategic move follows her earlier investment of 168 billion VND in March, where she acquired a significant 20.94% stake, previously held by Hung Thinh Group.”

A Deputy CEO of Alphanam E&C Steps Down

Mr. Nguyen Duc Tai has stepped down from his role as Deputy General Director of Alphanam E&C, citing personal reasons.

“Investor of Trúc My Complex Project Faces Cumulative Losses of Over 87 Billion VND”

As of June 30, 2025, Hoang Truc My Company, the investor of the Truc My Complex project, had accumulated losses of over 87 billion VND.

“CII Concludes Convertible Bond Offering, Raising $85 Million”

Ending the offering period on August 18, 2025, CII successfully distributed 20 million convertible bonds to 155 individual and institutional investors, raising VND 2,000 billion.