Nam A Bank has launched a comprehensive support program for customers affected by natural disasters in Northern and Central Vietnam. For business clients, the bank offers a 2% annual interest rate reduction for the first three months, applicable to both new and existing customers. Additionally, all over-the-counter transaction fees for payment accounts (in VND and foreign currencies) are waived.
The bank also provides tailored financial solutions to help businesses stabilize capital, improve cash flow, and swiftly resume production and operations. These policies are effective until December 31, 2025.
For individual borrowers, Nam A Bank reduces lending rates by up to 2% annually, with a maximum loan limit of 85% of the collateral value. A grace period of up to 12 months on principal repayments is offered to help individuals stabilize their lives and rebuild their businesses. Loans for production capital, asset purchases, construction, home repairs, and personal consumption are eligible for these benefits. Existing borrowers enjoy a 1.0% interest rate reduction and up to 50% off early repayment fees. These individual customer policies are valid until February 13, 2026.
A Nam A Bank representative stated, “Aligned with our sustainable development goals, we integrate social responsibility into our business operations. Supporting communities through challenging times is a long-term commitment for us. Through timely and practical initiatives, we aim to alleviate financial burdens, helping customers recover and rebuild after natural disasters.”
Social responsibility is a core value in Nam A Bank’s business philosophy.
This program builds on Nam A Bank’s ongoing community initiatives, reflecting its commitment to societal well-being. The bank has allocated nearly 10 billion VND for storm and flood relief efforts, targeting affected communities. These initiatives will continue to expand, reinforcing Nam A Bank’s dedication to community support and responsibility.
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