The State Bank has mandated that credit institutions strictly control credit growth in 2026 using a new formula, prioritizing lending for production and business activities while maintaining special oversight on real estate credit.
The Vietnamese personal credit market is undergoing a profound transformation. Borrowers are no longer seeking just a loan; they are looking for a flexible financial solution tailored to their income cycles, personal financial rhythms, and adaptable to life's uncertainties.
Surpassing stringent criteria in revenue scale, business efficiency, and management capabilities, Loc Phat Bank Vietnam (LPBank) has been honored in the Top 50 Outstanding Vietnamese Enterprises in 2025 (Top 50 Vietnam The Best).