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Gold Prices Hit Record Highs: Opportunity or Trap?

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As a safe-haven asset, gold prices have consistently shattered historical records, driving domestic prices to unprecedented highs. The question remains: will this trend persist, and what strategies should investors adopt?

Top 5 Banks That Increased Savings Interest Rates Last Week

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Last week, the market witnessed several banks adjusting their deposit interest rates upward, primarily for short-term tenures. Notably, one bank raised its deposit interest rate for terms under six months to the maximum limit of 4.75% per annum.

Banks Embrace Thinner NIMs Proactively

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In the future, the game-changer for banks won't solely be access to cheap capital, but rather the efficiency of their operational frameworks. The bank that leads in digital transformation, slashes operational costs, and proactively maintains a low net interest margin (NIM) to offer competitive lending rates will secure a significant competitive edge in the market.