The mounting bad debt in Vietnam's banking sector, which has risen to a worrisome level of over VND 294,000 billion since the beginning of the year, poses a significant concern for the country's economy. To address this issue, a multifaceted approach is necessary. This includes regulating and controlling credit in the economy, expediting the resolution of bad debts, and continuing the restructuring of weak banks to fortify and promote a robust and healthy banking system.