Tag: gold jewelry demand

Amidst the backdrop of the most significant surge in credit outstanding balances across the entire system in recent years, interest income from lending continues to serve as the cornerstone of profitability for banks.

The Q3 and 9-month 2025 financial results of listed companies reveal a shifting growth narrative. While revenue remains important, net profit growth has outpaced it significantly, indicating that profitability is now the key driver. This growth gap stems from various factors, including cost-cutting measures and non-core income streams playing a more prominent role in overall performance.

Numerous banks have already exhausted their credit limits for the year as early as the beginning of November. Experts suggest that this year’s credit growth of approximately 18% reflects a robust economic recovery, with no significant concerns apparent at this stage.